Personal loans in Riverdale, ND

Riverdale counts about 223 people, and what is genuinely local about borrowing here is limited — North Dakota law does the governing. With an estimated 223 residents, Riverdale is the 149th-largest of 355 places in North Dakota. The 2020 count to the 2023 estimate shows about 0.9% growth in Riverdale. Rate-shopping from Riverdale costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Underwood, ND about 11 miles away.

Riverdale: population, trend and location

Riverdale is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 223 residents, 149th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: About 0.9% above the 2020 Census base.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: roughly 58% of North Dakota places rank below Riverdale.
• Density: roughly 161 residents per square mile, spread over 1.4 sq mi of land.
• Land area: Riverdale covers 1.4 square miles, the 75th-largest area among North Dakota's 355 places.
• State population share: Riverdale accounts for about 0.0% of everyone in North Dakota.
• Nationally: Riverdale is the 16,134th-largest of 19,457 Census places in the dataset.
• Growth rank: Riverdale's 2020-to-2023 change ranks 39th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Riverdale's 0.9%.
• Density rank: Riverdale is the 265th most densely settled place in North Dakota.
• Against the state median: Riverdale runs about 161 residents per square mile, where the North Dakota median is 352.
• Location: 47.4968, -101.3670 (US Census Bureau Gazetteer).
• Nearest larger cities: Underwood (11 mi); Garrison (11 mi); Stanton (12 mi); Hazen (18 mi); Washburn (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Pick City (4 mi); Coleharbor (7 mi); Douglas (26 mi).
• Smaller places within 50 miles: 17 of them.
• Larger places within 100 miles: 58.

North Dakota consumer-lending rules applied in Riverdale

Read the table as a lender's compliance picture for Riverdale: the rule, the sourced figure, the publisher and the date.

Borrowing reach in Riverdale

Riverdale is lightly settled, with about 161 people per square mile and 17 larger places within 50 miles. Lenders licensed in North Dakota reach Riverdale's 223 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Underwood, ND about 11 miles away.

Riverdale: area, density and distance

Inside Riverdale's boundaries lie about 1.4 square miles of land, with no significant water area recorded. The resulting density is about 161 people per square mile. Fargo, the largest place in North Dakota, is about 218 miles from Riverdale. Counting outward 50 miles, 17 larger communities surround Riverdale. By land area it ranks 75th of 355 North Dakota places.

The Riverdale borrowing checklist

Before you apply in Riverdale, a community of about 223, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Riverdale-specific: the same North Dakota licensing and disclosure rules reach all 223 residents.

Where Riverdale sits in North Dakota

Among North Dakota's 355 places, Riverdale sits at 149th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Riverdale stands 39th among North Dakota's 355 places — roughly the 89th percentile. At about 161 people per square mile, Riverdale is the 265th most densely settled place in North Dakota. Within 50 miles sit 17 smaller Census places, alongside the 17 that are larger.