Personal loans in Walker, IA
Census figures put the 2020-to-2023 decrease in Walker at about 2.5%. If you are weighing a personal loan in Walker, start from the payment you can carry; its 668 residents face the same statewide rules. Walker is home to roughly 668 people and stands 386th by size out of 940 Census places in Iowa. The closest larger place is Urbana, IA about 7 miles away. Every figure below is Iowa's own, applied to Walker's 668 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Walker's 668 residents.
The Walker data picture
Most of what governs a Walker loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 668 residents, 386th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 2.5% from 2020 to 2023.
- People gained or lost: about 17 fewer since the 2020 base.
- Size percentile: about 59% of Iowa communities are smaller than Walker (668 residents).
- Land and density: 0.7 square miles of land carry roughly 892 residents per square mile.
- Land area rank: Walker's 0.7 square miles rank 511th of 940 places in Iowa.
- Water area rank: Walker ranks 156th among Iowa's 940 places, with 0.01 sq mi.
- State population share: Walker accounts for about 0.0% of everyone in Iowa.
- Nationally: Walker is the 11,998th-largest of 19,457 Census places in the dataset.
- Growth rank: Walker ranks 735th among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Walker's 2.5% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Walker places 325th among Iowa's places by people per square mile.
- Density in context: Walker's 892 people per square mile sit against a Iowa median of 672.
- Location: it lies at 42.2875, -91.7815 in the Census Gazetteer.
- Nearest larger cities: Urbana (7 mi); Center Point (7 mi); Winthrop (13 mi); Coggon (13 mi); Independence (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Rowley (6 mi); Quasqueton (8 mi); Brandon (11 mi).
- Smaller neighbours: 63 places smaller than Walker sit within 50 miles.
- Within 100 miles: 259 places are larger than Walker.
Iowa rules behind a Walker personal loan
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Walker is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
What is available to Walker borrowers
At roughly 892 people per square mile, Walker is moderately settled; 83 larger places lie within 50 miles. Distance to a branch rarely matters for Walker's 668 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Urbana, IA about 7 miles away.
The anatomy of a Walker personal loan
With roughly 668 residents, Walker is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Walker can be quoted different APRs on the same amount and term. The term you choose in Walker decides the split between a comfortable payment and the total interest you pay.
Walker: area, density and distance
Walker covers about 0.7 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 668 residents, the land area yields roughly 892 people per square mile. The largest place in Iowa, Des Moines, lies about 106 miles away. Walker has 83 larger places within a 50-mile radius. Within the same 50 miles lie 63 smaller Census places.
Walker in state context
Within Iowa, Walker holds roughly 0.0% of all residents, the 386th-largest share among 940 places. Its 2020-to-2023 change ranks 735th of 940 Iowa places, putting it near the 22th percentile for growth. At about 892 people per square mile, Walker is the 325th most densely settled place in Iowa. By land area, its 0.7 square miles rank 511th of 940 places in Iowa.
Common questions
What are my options in Walker if my credit is poor?
What loan size can I expect in Walker?
Do I have to pledge anything to borrow in Walker?
Does comparing loans in Walker cost me credit score points?
Nearby places
- Rowley, IA — population 266
- Center Point, IA — population 2,549
- Quasqueton, IA — population 591
- Urbana, IA — population 1,627
- Winthrop, IA — population 818
- Alburnett, IA — population 667
- Independence, IA — population 6,188
- Shellsburg, IA — population 989