Personal loans in Quasqueton, IA
A 2020-to-2023 comparison shows Quasqueton up by about 2.8%. Quasqueton counts about 591 people, and what is genuinely local about borrowing here is limited — Iowa law does the governing.
With an estimated 591 residents, Quasqueton is the 412th-largest of 940 places in Iowa. The next larger city is Winthrop, IA about 5 miles away. Rate ceilings, licensing requirements and product limits for Quasqueton are all set at the Iowa level. Decide the purpose of the loan and your repayment plan before sharing any details with a Quasqueton lender.
Quasqueton: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: 591 — Quasqueton ranks 412th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 2.8% from 2020 to 2023.
- People gained or lost: about 16 more since the 2020 base.
- Size percentile: about 56% of Iowa's Census places are smaller than Quasqueton.
- Population density: about 523 people per square mile (Census land area 1.1 sq mi).
- Land area: Quasqueton covers 1.1 square miles, the 334th-largest area among Iowa's 940 places.
- Water: Quasqueton holds about 0.03 square miles, the 104th-largest water area in Iowa.
- Share of state population: Quasqueton's 591 residents are about 0.0% of Iowa.
- National rank: Quasqueton sits 12,502nd by population among the 19,457 places in this dataset.
- Growth rank: Quasqueton's 2020-to-2023 change ranks 68th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Quasqueton moved 2.8%.
- Density rank: Quasqueton is the 587th most densely settled place in Iowa.
- Density in context: Quasqueton's 523 people per square mile sit against a Iowa median of 672.
- Location: coordinates 42.3948, -91.7577 (US Census Bureau Gazetteer).
- Nearest larger cities: Winthrop (5 mi); Walker (8 mi); Independence (9 mi); Urbana (13 mi); Coggon (14 mi). Larger metros often have more branches, but online lenders reach Quasqueton on the same terms.
- Smaller communities within reach: Rowley (5 mi); Masonville (10 mi); Brandon (14 mi).
- Smaller places within 50 miles: 64 of them.
- At 100 miles: 279 larger Census places fall inside that radius.
Quasqueton against the rest of Iowa
Set beside Iowa's 940 places, Quasqueton ranks 412th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Quasqueton ranks 68th of 940 in Iowa (about the 93th percentile). Its roughly 523 residents per square mile place it 587th among Iowa's places. The population moved by about 16 people between 2020 and 2023, a 2.8% shift.
Quasqueton: area, density and distance
Inside Quasqueton's boundaries lie roughly 1.1 square miles of land and 0.03 square miles of water. The resulting density is about 523 people per square mile. The largest place in Iowa, Des Moines, lies about 111 miles away. Counting outward 50 miles, 84 larger communities surround Quasqueton. Within the same 50 miles lie 64 smaller Census places.
The state rulebook for Quasqueton
For the roughly 591 residents of Quasqueton, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Getting a loan in Quasqueton
At roughly 523 people per square mile, Quasqueton is moderately settled; 84 larger places lie within 50 miles. What is available to Quasqueton's 591 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Winthrop, IA about 5 miles away.
A practical checklist for Quasqueton borrowers
These steps shape the offer you get in Quasqueton, a place of about 591 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Iowa licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
In Quasqueton as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 591 residents.
Common questions
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Nearby places
- Winthrop, IA — population 818
- Rowley, IA — population 266
- Walker, IA — population 668
- Independence, IA — population 6,188
- Masonville, IA — population 99
- Urbana, IA — population 1,627
- Center Point, IA — population 2,549
- Aurora, IA — population 166