Personal loans in Vredenburgh, AL

If you are weighing a personal loan in Vredenburgh, start from the payment you can carry; its 218 residents face the same statewide rules. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Vredenburgh's 218 residents. An estimated 218 people make their home in Vredenburgh, a figure that ranks 398th in Alabama. Compare APR, not the interest rate, because the APR folds in most fees on a Vredenburgh loan. Vredenburgh shed about 1.8% of its population between the 2020 base and the 2023 estimate. The closest larger place is Camden, AL about 12 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Vredenburgh: population, trend and location

Vredenburgh is a small community; the notes below cover its population profile and the statewide rules that apply.

Population: 218 residents; Vredenburgh is the 398th-largest of 462 places in Alabama (US Census Bureau, Vintage 2023).
Population trend: About 1.8% below the 2020 Census base.
Absolute change: 4 residents lost between 2020 and 2023.
Size percentile: Vredenburgh sits ahead of around 14% of Alabama places, at 218 people.
Population density: 145 people per square mile on 1.5 square miles of land.
Land area: Vredenburgh covers 1.5 square miles, the 387th-largest area among Alabama's 462 places.
Water area: Vredenburgh has 0.01 square miles of water, ranking 258th of 462 places in Alabama.
State population share: Vredenburgh accounts for about 0.0% of everyone in Alabama.
National rank: Vredenburgh is the 16,206th most populous of the 19,457 Census places covered here.
Growth in Alabama: Vredenburgh stands 317th by percentage change from 2020 to 2023, among 462 places.
State comparison: Alabama's places average +1.0% for 2020-to-2023, against Vredenburgh's 1.8%.
Density rank: Vredenburgh places 338th among Alabama's places by people per square mile.
Against the state median: Vredenburgh runs about 145 residents per square mile, where the Alabama median is 259.
Location: latitude 31.8232, longitude -87.3181 (Census Gazetteer).
Nearest larger cities: Camden (12 mi); Pine Hill (19 mi); Monroeville (21 mi); Thomasville (25 mi); Frisco City (27 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
Smaller communities within reach: Beatrice (9 mi); Yellow Bluff (13 mi); Oak Hill (15 mi).
Within a 50-mile radius: 11 smaller Census places.
At 100 miles: 139 larger Census places fall inside that radius.

Vredenburgh: area, density and distance

The Census Gazetteer records 1.5 square miles of land and 0.01 square miles of water within Vredenburgh. The resulting density is about 145 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 202 miles. Vredenburgh has 28 larger places within a 50-mile radius. Within the same 50 miles lie 11 smaller Census places.

What is available to Vredenburgh borrowers

Vredenburgh is a lightly settled community of about 218 people, with 28 larger places inside a 50-mile radius. Whether Vredenburgh has a local branch or not, a Alabama-licensed lender can serve its 218 people online on the same terms. The nearest bigger place is Camden, AL about 12 miles away.

Vredenburgh in state context

Vredenburgh is the 398th-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Vredenburgh stands 317th among Alabama's 462 places — roughly the 31th percentile. Its roughly 145 residents per square mile place it 338th among Alabama's places. In land area, Vredenburgh ranks 387th among Alabama's 462 places.

Alabama rules behind a Vredenburgh personal loan

When Alabama does not publish a figure, the row links to the source instead of inventing a number; Vredenburgh is bound by the same rules.

Rule	Detail	Source
State lending regulator	Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act.	Alabama State Banking Department as of 2026-09-16
Small-loan / installment lender licensing	Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars".	Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16
Parity lending rate provision (§ 8-8-1.1)	Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge".	Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16

What to do before borrowing in Vredenburgh

Complete these steps first when you borrow in Vredenburgh (218 residents):

Start with the credit file: order the reports, fix the errors, then apply.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
Look the lender up in the Alabama regulator's licence records before you sign.
Check the disclosure for fees that raise the true cost above the quoted rate.
Test the payment against your current bills before you commit.
Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Vredenburgh as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 218 residents.

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Common questions

What are my options in Vredenburgh if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Vredenburgh is the same as anywhere in Alabama.

What loan size can I expect in Vredenburgh?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Vredenburgh?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Vredenburgh cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Beatrice, AL — population 200
Camden, AL — population 1,710
Yellow Bluff, AL — population 216
Oak Hill, AL — population 13
Monroeville, AL — population 5,734
Pine Hill, AL — population 712
Pine Apple, AL — population 130
Frisco City, AL — population 1,124