Personal loans in Oak Hill, AL

Oak Hill's population held flat through the 2020-to-2023 comparison. To lend to Oak Hill's 13 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. Rate-shopping from Oak Hill costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Pine Apple, AL about 7 miles away.

Where Oak Hill stands

Set out below is Oak Hill's local context next to the state-level rules that reach every lender here.

• Population: 13 people, a figure that places Oak Hill 462nd among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: Oak Hill sits ahead of around 0% of Alabama places, at 13 people.
• Population density: about 23 people per square mile (Census land area 0.6 sq mi).
• By land area: Oak Hill ranks 448th among Alabama's 462 places, at 0.6 sq mi.
• State population share: Oak Hill accounts for about 0.0% of everyone in Alabama.
• National standing: Oak Hill ranks 19,400th of 19,457 US places.
• Growth rank: Oak Hill ranks 248th among Alabama's 462 places for the 2020-to-2023 change.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Oak Hill's 0.0%.
• Density in Alabama: Oak Hill ranks 460th by people per square mile.
• Against the state median: Oak Hill runs about 23 residents per square mile, where the Alabama median is 259.
• Location: mapped by the US Census Bureau at 31.9216, -87.0852.
• Nearest larger cities: Pine Apple (7 mi); Camden (13 mi); Beatrice (15 mi); Vredenburgh (15 mi); Yellow Bluff (23 mi). Online lenders reach Oak Hill no matter how far the nearest branch is.
• Smaller neighbours: 0 places smaller than Oak Hill sit within 50 miles.
• At 100 miles: 187 larger Census places fall inside that radius.

Oak Hill: area, density and distance

Oak Hill covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 23 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 193 miles. Oak Hill has 40 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.

Alabama consumer-lending rules applied in Oak Hill

The rows below set out what a licensed lender must follow in Alabama, and so for Oak Hill's roughly 13 residents.

What shapes a Oak Hill personal loan

Most loans made to Oak Hill's 13 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Oak Hill lender to disclose the APR and finance charge before you sign. Shortening the term on a Oak Hill loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Oak Hill's place among Alabama's 462 places

Within Alabama, Oak Hill holds roughly 0.0% of all residents, the 462nd-largest share among 462 places. On the 2020-to-2023 trend, Oak Hill stands 248th among Alabama's 462 places — roughly the 46th percentile. At about 23 people per square mile, Oak Hill is the 460th most densely settled place in Alabama. By land area, its 0.6 square miles rank 448th of 462 places in Alabama.

How lenders reach Oak Hill

At roughly 23 people per square mile, Oak Hill is sparsely settled; 40 larger places lie within 50 miles. Whether Oak Hill has a local branch or not, a Alabama-licensed lender can serve its 13 people online on the same terms. The nearest larger city, Pine Apple, AL about 7 miles away.