Personal loans in Volant, PA

The Census counts 122 people in Volant, the 980th-largest figure among Pennsylvania's 1,013 places. Two households in Volant with comparable incomes can still be offered different rates; the city's 122 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Volant shed about 3.9% of its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Volant loan. Consumer lending that reaches Volant's 122 residents is governed by Pennsylvania statute; no city ordinance changes it. The next larger city is New Wilmington, PA about 4 miles away.

Volant by the numbers

Here is the sourced Census picture for Volant, plus the Pennsylvania lending rules that apply to a loan taken out here.

Volant's place among Pennsylvania's 1,013 places

Set beside Pennsylvania's 1,013 places, Volant ranks 980th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Volant stands 997th among Pennsylvania's 1,013 places — roughly the 2th percentile. At about 1,089 people per square mile, Volant is the 708th most densely settled place in Pennsylvania. In land area, Volant ranks 983rd among Pennsylvania's 1,013 places.

What Pennsylvania law requires in Volant

These are Pennsylvania's sourced lending facts as they reach Volant's 122 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."		Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).		Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).		Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

What a Volant borrower is actually offered

In Volant, a small community of about 122, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Volant's rank of 980th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Volant loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Volant sits

Inside Volant's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 122 residents, the land area yields roughly 1,089 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 280 miles from Volant. Counting outward 50 miles, 217 larger communities surround Volant. By land area it ranks 983rd of 1,013 Pennsylvania places.

Steps to take before a Volant loan

Before you hand your details to a lender in Volant, where the population is near 122:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
  5. Make sure the new payment leaves room in a budget you already keep.
  6. Weigh a shorter term's higher payment against the interest it saves.
  7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Volant holds 122 people.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Volant if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Volant is the same as anywhere in Pennsylvania.
What loan size can I expect in Volant?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Volant?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Volant cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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