Personal loans in Slippery Rock, PA
About 3,579 people live in Slippery Rock, placing it 274th of 1,013 Census places in Pennsylvania. Slippery Rock is a small community in Pennsylvania, with an estimated 3,579 residents, and every licensed lender here follows the same state rulebook. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Slippery Rock. Consumer lending that reaches Slippery Rock's 3,579 residents is governed by Pennsylvania statute; no city ordinance changes it. From the 2020 Census base to the 2023 estimate, the population rose by about 12.9%. The next larger city is Grove City, PA about 6 miles away.
Borrowing in Slippery Rock: the local picture
The figures below are Slippery Rock's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: a Census-estimated 3,579, 274th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: Higher by roughly 12.9% since the 2020 count.
- Absolute change: 408 residents added between 2020 and 2023.
- Size percentile: Slippery Rock sits ahead of around 73% of Pennsylvania places, at 3,579 people.
- Population density: 2,176 people per square mile on 1.6 square miles of land.
- Land area: Slippery Rock covers 1.6 square miles, the 270th-largest area among Pennsylvania's 1,013 places.
- State population share: Slippery Rock accounts for about 0.1% of everyone in Pennsylvania.
- National standing: Slippery Rock ranks 5,768th of 19,457 US places.
- Growth rank: Slippery Rock ranks 9th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Slippery Rock's 12.9%.
- Density in Pennsylvania: Slippery Rock ranks 465th by people per square mile.
- Density vs Pennsylvania: Slippery Rock's 2,176 people per square mile compare with a state median of 1,990.
- Location: 41.0695, -80.0579 (US Census Bureau Gazetteer).
- Nearest larger cities: Grove City (6 mi); New Castle (16 mi); Butler (17 mi); Ellwood City (19 mi); Zelienople (20 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: West Liberty (4 mi); Harrisville (5 mi); West Sunbury (9 mi).
- Smaller neighbours: 187 places smaller than Slippery Rock sit within 50 miles.
- Larger places within 100 miles: 219.
The Slippery Rock borrowing checklist
For Slippery Rock's roughly 3,579 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Slippery Rock and the rest of Pennsylvania is not the process but the borrower's own file, among the 3,579 people here.
Pennsylvania rules behind a Slippery Rock personal loan
Read the table as a lender's compliance picture for Slippery Rock: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Slippery Rock against the rest of Pennsylvania
Slippery Rock is the 274th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. For population change between 2020 and 2023, Slippery Rock ranks 9th of 1,013 in Pennsylvania (about the 99th percentile). At about 2,176 people per square mile, Slippery Rock is the 465th most densely settled place in Pennsylvania. Within 50 miles sit 187 smaller Census places, alongside the 74 that are larger.
How lenders reach Slippery Rock
At roughly 2,176 people per square mile, Slippery Rock is fairly dense; 74 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Slippery Rock without a local office, so branch density does not change what its 3,579 residents are offered. The nearest larger city, Grove City, PA about 6 miles away.
Slippery Rock on the map
Slippery Rock's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. With 3,579 residents, the land area yields roughly 2,176 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 269 miles from Slippery Rock. Within 50 miles of Slippery Rock there are 74 larger Census places. The 100-mile radius contains 219 larger places.
Common questions
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Nearby places
- West Liberty, PA — population 323
- Harrisville, PA — population 800
- Grove City, PA — population 7,779
- Barkeyville, PA — population 185
- Portersville, PA — population 224
- Prospect, PA — population 1,091
- West Sunbury, PA — population 177
- Volant, PA — population 122