Personal loans in Viola, WI
Viola is one of 605 Census places in Wisconsin; its 803 residents put it at 398th. Viola is a small community of about 803 residents, and a personal loan taken out here is governed by Wisconsin statute.
If debt is already a strain, a nonprofit credit counsellor can help Viola residents before they take on more. Rate ceilings, licensing requirements and product limits for Viola are all set at the Wisconsin level. The trend for Viola between 2020 and 2023 is upward by roughly 18.4%. The closest larger city is Viroqua, WI about 11 miles away.
Viola: population, trend and location
Viola is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 803 residents, 398th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: About 18.4% above the 2020 Census base.
- People gained or lost: about 125 more since the 2020 base.
- Size percentile: with 803 residents, Viola is larger than about 34% of Wisconsin's Census places.
- Population density: about 806 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Viola ranks 492nd among Wisconsin's 605 places, at 1.0 sq mi.
- Water area: Viola has 0.01 square miles of water, ranking 339th of 605 places in Wisconsin.
- Share of Wisconsin: Viola holds about 0.0% of the state's population, some 803 people.
- National standing: Viola ranks 11,180th of 19,457 US places.
- Growth rank: Viola's 2020-to-2023 change ranks 4th of 605 places in Wisconsin.
- Against the state trend: Viola's 18.4% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Viola ranks 296th by people per square mile.
- Against the state median: Viola runs about 806 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 43.5082, longitude -90.6740 (Census Gazetteer).
- Nearest larger cities: Viroqua (11 mi); Westby (14 mi); Cashton (17 mi); Richland Center (19 mi); Hillsboro (20 mi). Living near a larger metro rarely changes what is available in Viola.
- Nearest smaller towns: La Farge (5 mi); Readstown (6 mi); Soldiers Grove (9 mi) — useful context for the surrounding area.
- Smaller neighbours: 63 places smaller than Viola sit within 50 miles.
- At 100 miles: 203 larger Census places fall inside that radius.
Viola against the rest of Wisconsin
Within Wisconsin, Viola holds roughly 0.0% of all residents, the 398th-largest share among 605 places. Its 2020-to-2023 change ranks 4th of 605 Wisconsin places, putting it near the 99th percentile for growth. Its roughly 806 residents per square mile place it 296th among Wisconsin's places. Within 50 miles sit 63 smaller Census places, alongside the 42 that are larger.
What Wisconsin law requires in Viola
These are Wisconsin's sourced lending facts as they reach Viola's 803 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How personal loans work in Viola
Viola is a small community of about 803 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Viola can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Viola loan but raises total interest, so the smallest payment is not the cheapest loan.
Viola on the map
Inside Viola's boundaries lie roughly 1.0 square miles of land and 0.01 square miles of water. That land carries about 806 people per square mile. Milwaukee, the largest place in Wisconsin, is about 140 miles from Viola. A 50-mile radius around Viola takes in 42 places that are larger. By land area it ranks 492nd of 605 Wisconsin places.
Lender access in Viola
At roughly 806 people per square mile, Viola is moderately settled; 42 larger places lie within 50 miles. Distance to a branch rarely matters for Viola's 803 residents: the application is online and the price follows your credit file. The nearest larger city, Viroqua, WI about 11 miles away.
Common questions
What are my options in Viola if my credit is poor?
What loan size can I expect in Viola?
Do I have to pledge anything to borrow in Viola?
Does comparing loans in Viola cost me credit score points?
Nearby places
- La Farge, WI — population 718
- Readstown, WI — population 374
- Soldiers Grove, WI — population 561
- Viroqua, WI — population 4,437
- Ontario, WI — population 537
- Boaz, WI — population 124
- Westby, WI — population 2,366
- Gays Mills, WI — population 519