Personal loans in Gays Mills, WI

Read the disclosure for an origination fee and any prepayment penalty before signing in Gays Mills. A lender that serves Gays Mills operates under Wisconsin lending statutes and a Wisconsin supervisor. The 2020 count to the 2023 estimate shows about 0.6% decline in Gays Mills. The nearest larger city is Soldiers Grove, WI about 6 miles away.

Where Gays Mills stands

What follows is Gays Mills's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: 519 people, a figure that places Gays Mills 474th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.6% since the 2020 count.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: bigger than about 22% of the places in Wisconsin, with 519 residents in Gays Mills.
• Density: roughly 106 residents per square mile, spread over 4.9 sq mi of land.
• By land area: Gays Mills ranks 146th among Wisconsin's 605 places, at 4.9 sq mi.
• Water area rank: Gays Mills ranks 282nd among Wisconsin's 605 places, with 0.03 sq mi.
• State population share: Gays Mills accounts for about 0.0% of everyone in Wisconsin.
• National rank: Gays Mills is 13,007th of 19,457 places nationwide.
• Growth rank: Gays Mills ranks 346th among Wisconsin's 605 places for the 2020-to-2023 change.
• Versus Wisconsin: the state average change is +0.4%, while Gays Mills moved 0.6%.
• Density rank: Gays Mills is the 583rd most densely settled place in Wisconsin.
• Density in context: Gays Mills's 106 people per square mile sit against a Wisconsin median of 800.
• Location: 43.3301, -90.8462 (US Census Bureau Gazetteer).
• Nearest larger cities: Soldiers Grove (6 mi); Boscobel (15 mi); Viola (15 mi); Viroqua (16 mi); Wauzeka (17 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Bell Center (3 mi); Mount Sterling (4 mi); Readstown (9 mi).
• Smaller places within 50 miles: 48 of them.
• Within 100 miles: 281 places are larger than Gays Mills.

Wisconsin consumer-lending rules applied in Gays Mills

Below are the Wisconsin rules that apply to a loan made in Gays Mills, each with the regulator that issued it.

Gays Mills against the rest of Wisconsin

Gays Mills is the 474th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 346th of 605 Wisconsin places, putting it near the 43th percentile for growth. At about 106 people per square mile, Gays Mills is the 583rd most densely settled place in Wisconsin. Within 50 miles sit 48 smaller Census places, alongside the 66 that are larger.

Gays Mills on the map

Gays Mills covers about 4.9 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 519 residents, the land area yields roughly 106 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 146 miles away. Gays Mills has 66 larger places within a 50-mile radius. By land area it ranks 146th of 605 Wisconsin places.

Borrowing reach in Gays Mills

At roughly 106 people per square mile, Gays Mills is lightly settled; 66 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Gays Mills without a local office, so branch density does not change what its 519 residents are offered. The nearest larger city, Soldiers Grove, WI about 6 miles away.

A pre-application checklist for Gays Mills

Before you hand your details to a lender in Gays Mills, where the population is near 519:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Gays Mills as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 519 residents.