Personal loans in Lynxville, WI
Lynxville counts about 134 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. With 134 residents, Lynxville outranks about 3% of the communities in Wisconsin.
A 2020-to-2023 comparison shows Lynxville down by about 1.5%. Price two or three terms so you can see which payment is truly affordable in Lynxville. The next larger city is Eastman, WI about 6 miles away. For the 134 people in Lynxville, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Lynxville: the sourced local profile
Set out below is Lynxville's local context next to the state-level rules that reach every lender here.
- Population: 134 residents; Lynxville is the 588th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 1.5% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: with 134 residents, Lynxville is larger than about 3% of Wisconsin's Census places.
- Population density: about 96 people per square mile (Census land area 1.4 sq mi).
- By land area: Lynxville ranks 409th among Wisconsin's 605 places, at 1.4 sq mi.
- Water area rank: Lynxville ranks 146th among Wisconsin's 605 places, with 0.17 sq mi.
- Share of Wisconsin: Lynxville holds about 0.0% of the state's population, some 134 people.
- National rank: Lynxville is 17,541st of 19,457 places nationwide.
- Growth rank: Lynxville's 2020-to-2023 change ranks 459th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Lynxville's 1.5%.
- Density rank: Lynxville is the 585th most densely settled place in Wisconsin.
- Density in context: Lynxville's 96 people per square mile sit against a Wisconsin median of 800.
- Location: 43.2527, -91.0494 (Census Gazetteer coordinates).
- Nearest larger cities: Eastman (6 mi); Harpers Ferry (6 mi); Ferryville (7 mi); Mount Sterling (7 mi); Lansing (11 mi). Living near a larger metro rarely changes what is available in Lynxville.
- Nearest smaller towns: Steuben (11 mi); Bell Center (12 mi); Waterville (13 mi).
- Within a 50-mile radius: 15 smaller Census places.
- Within 100 miles: 410 places are larger than Lynxville.
How Lynxville compares across Wisconsin
Against Wisconsin's other places, Lynxville accounts for about 0.0% of the state's population and ranks 588th of 605 by size. For population change between 2020 and 2023, Lynxville ranks 459th of 605 in Wisconsin (about the 24th percentile). At about 96 people per square mile, Lynxville is the 585th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 2 residents.
How Wisconsin law applies in Lynxville
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Lynxville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
The anatomy of a Lynxville personal loan
With roughly 134 residents, Lynxville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Lynxville's 134 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Lynxville loan is knowable in advance — unlike a revolving card balance.
Lynxville on the map
Inside Lynxville's boundaries lie roughly 1.4 square miles of land and 0.17 square miles of water. With 134 residents, the land area yields roughly 96 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 156 miles away. A 50-mile radius around Lynxville takes in 104 places that are larger. The 100-mile radius contains 410 larger places.
What is available to Lynxville borrowers
With about 96 residents per square mile, Lynxville is sparsely settled, and 104 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Lynxville's 134 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Eastman, WI about 6 miles away.
Common questions
What are my options in Lynxville if my credit is poor?
What loan size can I expect in Lynxville?
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Does comparing loans in Lynxville cost me credit score points?
Nearby places
- Eastman, WI — population 341
- Ferryville, WI — population 192
- Harpers Ferry, IA — population 270
- Mount Sterling, WI — population 181
- Lansing, IA — population 954
- Steuben, WI — population 122
- Gays Mills, WI — population 519
- Wauzeka, WI — population 625