Personal loans in Viola, DE
Viola ranks 55th of 57 places in Delaware, with a population near 147. If you are weighing a personal loan in Viola, start from the payment you can carry; its 147 residents face the same statewide rules.
If debt is already a strain, a nonprofit credit counsellor can help Viola residents before they take on more. To lend to Viola's 147 residents, a company must hold a Delaware licence, and each sourced row below names the regulator behind it. The trend for Viola between 2020 and 2023 is upward by roughly 3.5%. The closest larger city is Woodside, DE about 2 miles away.
Viola: population, trend and location
What follows is Viola's place in the Census record, alongside the Delaware rules that govern a personal loan made here.
- Population: the Census counts 147 residents in Viola (Vintage 2023 subcounty estimate), the 55th-largest figure among Delaware's 57 places.
- Population trend: Higher by roughly 3.5% since the 2020 count.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: roughly 4% of Delaware's places have fewer residents than Viola's 147.
- Density: the Census land area of 0.2 sq mi holds about 831 people per square mile.
- Land area rank: Viola's 0.2 square miles rank 51st of 57 places in Delaware.
- Within Delaware: about 0.1% of the state's population lives in Viola.
- National standing: Viola ranks 17,325th of 19,457 US places.
- Growth rank: Viola ranks 36th among Delaware's 57 places for the 2020-to-2023 change.
- State comparison: Delaware's places average +6.8% for 2020-to-2023, against Viola's 3.5%.
- Density rank: Viola places 46th among Delaware's places by people per square mile.
- Density in context: Viola's 831 people per square mile sit against a Delaware median of 1,284.
- Location: mapped by the US Census Bureau at 39.0429, -75.5715.
- Nearest larger cities: Woodside (2 mi); Felton (2 mi); Camden (4 mi); Wyoming (5 mi); Magnolia (5 mi). Online lenders reach Viola no matter how far the nearest branch is.
- Nearest smaller towns: Hartly (11 mi); Farmington (12 mi); Templeville (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 9 of them.
- Within 100 miles: 466 places are larger than Viola.
Viola in state context
Against Delaware's other places, Viola accounts for about 0.1% of the state's population and ranks 55th of 57 by size. On the 2020-to-2023 trend, Viola stands 36th among Delaware's 57 places — roughly the 37th percentile. At about 831 people per square mile, Viola is the 46th most densely settled place in Delaware. By land area, its 0.2 square miles rank 51st of 57 places in Delaware.
Viola: area, density and distance
Viola covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 831 people per square mile. The state's population centre of gravity, Wilmington, is roughly 48 miles away. Viola has 117 larger places within a 50-mile radius. By land area it ranks 51st of 57 Delaware places.
Borrowing reach in Viola
Viola is moderately settled, with about 831 people per square mile and 117 larger places within 50 miles. A Delaware licence lets a lender serve Viola without a local office, so branch density does not change what its 147 residents are offered. The nearest bigger place is Woodside, DE about 2 miles away.
What to do before borrowing in Viola
Before you apply in Viola, a community of about 147, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Delaware regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Delaware; what changes is your credit file, not the fact that Viola holds 147 people.
The Delaware lending rules that reach Viola
Read the table as a lender's compliance picture for Viola: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Delaware Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner is responsible for regulating and examining State-chartered banks and trust companies and licensed financial services businesses". | Delaware Office of the State Bank Commissioner as of 2026-09-16 |
| Title loans (5 Del. C. ch. 22, subch. V) | Title loans permitted: secured by motor vehicle title, original repayment period of 180 days or less; borrower has a right to rescind until the end of the next business day Source says: "“Title loan” means a loan made to one or more natural persons by a licensee and secured by the title to a motor vehicle". | Delaware General Assembly — 5 Del. C. § 2250 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 5% over the Federal Reserve discount rate; no rate limit for loans over $100,000 (licensed lenders may set rates by agreement under 5 Del. C. § 2229) Source says: "interest at any rate agreed upon in writing not in excess of 5% over the Federal Reserve discount rate"; "there shall be no limitation on the rate of interest which may be legally charged for the loan or use of money". | Delaware General Assembly — 6 Del. C. § 2301 as of 2026-09-16 |
Common questions
What are my options in Viola if my credit is poor?
What loan size can I expect in Viola?
Do I have to pledge anything to borrow in Viola?
Does comparing loans in Viola cost me credit score points?
Nearby places
- Woodside, DE — population 195
- Felton, DE — population 1,356
- Camden, DE — population 4,188
- Wyoming, DE — population 1,868
- Magnolia, DE — population 285
- Frederica, DE — population 1,116
- Harrington, DE — population 3,860
- Dover, DE — population 39,894