Personal loans in Felton, DE

Where Felton stands

Two layers matter for a Felton borrower: the local population picture and Delaware's consumer-lending statutes.

• Population: a Census-estimated 1,356, 27th among Delaware's 57 places (Vintage 2023).
• Population trend: About 3.0% above the 2020 Census base.
• Absolute change: 40 residents added between 2020 and 2023.
• Size percentile: roughly 53% of Delaware's places have fewer residents than Felton's 1,356.
• Population density: 1,721 people per square mile on 0.8 square miles of land.
• Land area rank: Felton's 0.8 square miles rank 34th of 57 places in Delaware.
• Share of Delaware: Felton holds about 0.5% of the state's population, some 1,356 people.
• National rank: Felton is 9,081st of 19,457 places nationwide.
• Growth rank: Felton ranks 40th among Delaware's 57 places for the 2020-to-2023 change.
• Against the state trend: Felton's 3.0% change compares with a Delaware average of +6.8% across its 57 places.
• Density rank: Felton is the 16th most densely settled place in Delaware.
• Density in context: Felton's 1,721 people per square mile sit against a Delaware median of 1,284.
• Location: 39.0126 / -75.5766, per the US Census Bureau Gazetteer.
• Nearest larger cities: Camden (6 mi); Harrington (6 mi); Wyoming (7 mi); Dover (11 mi); Milford (11 mi). Lenders licensed in the state serve Felton whether or not they keep a local branch.
• Smaller places close by: Viola (2 mi); Woodside (4 mi); Frederica (6 mi).
• Smaller neighbours: 65 places smaller than Felton sit within 50 miles.
• Larger places within 100 miles: 323.

A pre-application checklist for Felton

For Felton's roughly 1,356 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Delaware licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Delaware; what changes is your credit file, not the fact that Felton holds 1,356 people.

Which Delaware laws govern a loan in Felton

This table holds the Delaware rate and licensing rules for consumer loans made to Felton's 1,356 residents.

How Felton compares across Delaware

Within Delaware, Felton holds roughly 0.5% of all residents, the 27th-largest share among 57 places. On the 2020-to-2023 trend, Felton stands 40th among Delaware's 57 places — roughly the 30th percentile. At about 1,721 people per square mile, Felton is the 16th most densely settled place in Delaware. Within 50 miles sit 65 smaller Census places, alongside the 60 that are larger.

The anatomy of a Felton personal loan

Most loans made to Felton's 1,356 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Felton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Felton loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Felton

Felton is moderately settled, with about 1,721 people per square mile and 60 larger places within 50 miles. A Delaware licence lets a lender serve Felton without a local office, so branch density does not change what its 1,356 residents are offered. For a larger market, the closest option is Camden, DE about 6 miles away.