Personal loans in Villa Rica, GA

Compare APR, not the interest rate, because the APR folds in most fees on a Villa Rica loan. Consumer lending that reaches Villa Rica's 18,703 residents is governed by Georgia statute; no city ordinance changes it. Villa Rica gained roughly 10.2% in population across the 2020-to-2023 comparison. The nearest larger metro is Douglasville, GA about 12 miles away.

Where Villa Rica stands

Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.

• Population: about 18,703 people live here, which puts Villa Rica 59th of 536 Census places in Georgia (Vintage 2023).
• Population trend: A gain of roughly 10.2% between 2020 and 2023.
• People gained or lost: about 1,726 more since the 2020 base.
• Size percentile: Villa Rica's 18,703 people outrank roughly 89% of the places in Georgia.
• Land and density: 14.6 square miles of land carry roughly 1,277 residents per square mile.
• Land area: Villa Rica covers 14.6 square miles, the 65th-largest area among Georgia's 536 places.
• Water area: Villa Rica has 0.13 square miles of water, ranking 86th of 536 places in Georgia.
• Within Georgia: about 0.4% of the state's population lives in Villa Rica.
• National rank: Villa Rica is 1,995th of 19,457 places nationwide.
• Growth rank: Villa Rica ranks 67th among Georgia's 536 places for the 2020-to-2023 change.
• Against the state trend: Villa Rica's 10.2% change compares with a Georgia average of +3.4% across its 536 places.
• Density rank: Villa Rica places 81st among Georgia's places by people per square mile.
• Density vs Georgia: Villa Rica's 1,277 people per square mile compare with a state median of 536.
• Location: 33.7284, -84.9167 (US Census Bureau Gazetteer).
• Nearest larger cities: Douglasville (12 mi); Carrollton (14 mi); Powder Springs (16 mi); South Fulton (20 mi); Union City (22 mi). Lenders licensed in the state serve Villa Rica whether or not they keep a local branch.
• Smaller communities close by: Temple (6 mi); Bremen (14 mi); Dallas (14 mi), each with its own Census population profile.
• Smaller places within 50 miles: 74 of them.
• Within 100 miles: 58 places are larger than Villa Rica.

Villa Rica: area, density and distance

The Census Gazetteer records 14.6 square miles of land and 0.13 square miles of water within Villa Rica. Spread across it are roughly 1,277 residents per square mile. For the state's biggest city, Atlanta, the distance is roughly 28 miles. Within 50 miles of Villa Rica there are 36 larger Census places. The 100-mile radius contains 58 larger places.

What a Villa Rica borrower is actually offered

A Villa Rica personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 18,703 residents. Because pricing is borrower-level, two people in Villa Rica can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Villa Rica loan but raises total interest, so the smallest payment is not the cheapest loan.

Georgia consumer-lending rules applied in Villa Rica

This table holds the Georgia rate and licensing rules for consumer loans made to Villa Rica's 18,703 residents.

Getting a loan in Villa Rica

Villa Rica is moderately settled, with about 1,277 people per square mile and 36 larger places within 50 miles. Distance to a branch rarely matters for Villa Rica's 18,703 residents: the application is online and the price follows your credit file. The nearest bigger place is Douglasville, GA about 12 miles away.

How Villa Rica compares across Georgia

Within Georgia, Villa Rica holds roughly 0.4% of all residents, the 59th-largest share among 536 places. On the 2020-to-2023 trend, Villa Rica stands 67th among Georgia's 536 places — roughly the 88th percentile. Its roughly 1,277 residents per square mile place it 81st among Georgia's places. By land area, its 14.6 square miles rank 65th of 536 places in Georgia.