Personal loans in Bremen, GA
Bremen, Georgia — home to about 7,712 people — is a small town, so the terms you are offered follow Georgia law rather than any local rule. An estimated 7,712 people make their home in Bremen, a figure that ranks 110th in Georgia.
For a community of about 7,712, the practical step is to compare APR across at least three lenders before committing. A 2020-to-2023 comparison shows Bremen up by about 7.2%. Rate ceilings, licensing requirements and product limits for Bremen are all set at the Georgia level. The next larger city is Carrollton, GA about 10 miles away.
What the Census records for Bremen
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: a Census-estimated 7,712, 110th among Georgia's 536 places (Vintage 2023).
- Population trend: Growth of about 7.2% across the 2020-to-2023 comparison.
- Absolute change: 519 residents added between 2020 and 2023.
- Size percentile: with 7,712 residents, Bremen is larger than about 79% of Georgia's Census places.
- Land and density: 10.7 square miles of land carry roughly 722 residents per square mile.
- Land area rank: Bremen's 10.7 square miles rank 94th of 536 places in Georgia.
- Water area: Bremen has 0.03 square miles of water, ranking 229th of 536 places in Georgia.
- State population share: Bremen accounts for about 0.2% of everyone in Georgia.
- National rank: Bremen is 3,761st of 19,457 places nationwide.
- Growth in Georgia: Bremen stands 93rd by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Bremen moved 7.2%.
- Density in Georgia: Bremen ranks 197th by people per square mile.
- Density vs Georgia: Bremen's 722 people per square mile compare with a state median of 536.
- Location: coordinates 33.7108, -85.1519 (US Census Bureau Gazetteer).
- Nearest larger cities: Carrollton (10 mi); Villa Rica (14 mi); Cedartown (22 mi); Dallas (23 mi); Douglasville (26 mi). Living near a larger metro rarely changes what is available in Bremen.
- Smaller places close by: Waco (2 mi); Mount Zion (5 mi); Buchanan (6 mi).
- Smaller places within 50 miles: 63 of them.
- At 100 miles: 116 larger Census places fall inside that radius.
Land, water and location for Bremen
Bremen's land area is about 10.7 square miles; a further 0.03 square miles is water. With 7,712 residents, the land area yields roughly 722 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 42 miles. A 50-mile radius around Bremen takes in 34 places that are larger. Within the same 50 miles lie 63 smaller Census places.
Bremen's place among Georgia's 536 places
Among Georgia's 536 places, Bremen sits at 110th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Bremen ranks 93rd of 536 in Georgia (about the 83th percentile). At about 722 people per square mile, Bremen is the 197th most densely settled place in Georgia. In land area, Bremen ranks 94th among Georgia's 536 places.
Which Georgia laws govern a loan in Bremen
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Bremen lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
A practical checklist for Bremen borrowers
Before you hand your details to a lender in Bremen, where the population is near 7,712:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Georgia regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Bremen and the rest of Georgia is not the process but the borrower's own file, among the 7,712 people here.
Getting a loan in Bremen
Bremen is moderately settled, with about 722 people per square mile and 34 larger places within 50 miles. Lenders licensed in Georgia reach Bremen's 7,712 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Carrollton, GA about 10 miles away.
Common questions
What are my options in Bremen if my credit is poor?
What loan size can I expect in Bremen?
Do I have to pledge anything to borrow in Bremen?
Does comparing loans in Bremen cost me credit score points?
Nearby places
- Waco, GA — population 575
- Mount Zion, GA — population 2,022
- Buchanan, GA — population 958
- Temple, GA — population 6,360
- Tallapoosa, GA — population 3,201
- Carrollton, GA — population 27,793
- Bowdon, GA — population 2,211
- Villa Rica, GA — population 18,703