Personal loans in Versailles, OH

Versailles by the numbers

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: the Census counts 2,714 residents in Versailles (Vintage 2023 subcounty estimate), the 346th-largest figure among Ohio's 924 places.
• Population trend: Lower by roughly 0.9% since the 2020 count.
• People gained or lost: about 24 fewer since the 2020 base.
• Size percentile: roughly 63% of Ohio places rank below Versailles.
• Population density: about 1,352 people per square mile (Census land area 2.0 sq mi).
• Land area: Versailles covers 2.0 square miles, the 367th-largest area among Ohio's 924 places.
• Within Ohio: about 0.0% of the state's population lives in Versailles.
• National rank: Versailles sits 6,598th by population among the 19,457 places in this dataset.
• Growth in Ohio: Versailles stands 433rd by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Versailles's 0.9% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Versailles is the 430th most densely settled place in Ohio.
• Density vs Ohio: Versailles's 1,352 people per square mile compare with a state median of 1,289.
• Location: latitude 40.2223, longitude -84.4827 (Census Gazetteer).
• Nearest larger cities: Greenville (11 mi); Minster (13 mi); Piqua (14 mi); New Bremen (16 mi); Sidney (17 mi). Lenders licensed in the state serve Versailles whether or not they keep a local branch.
• Nearest smaller towns: Russia (4 mi); Bradford (7 mi); Yorkshire (7 mi).
• Within a 50-mile radius: 132 smaller Census places.
• Within 100 miles: 240 places are larger than Versailles.

What shapes a Versailles personal loan

A Versailles personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,714 residents. The APR tracks your credit score rather than Versailles's rank of 346th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Versailles decides the split between a comfortable payment and the total interest you pay.

The Versailles borrowing checklist

Before you apply in Versailles, a community of about 2,714, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Versailles-specific: the same Ohio licensing and disclosure rules reach all 2,714 residents.

Where Versailles sits in Ohio

Set beside Ohio's 924 places, Versailles ranks 346th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 433rd of 924 Ohio places, putting it near the 53th percentile for growth. At about 1,352 people per square mile, Versailles is the 430th most densely settled place in Ohio. In land area, Versailles ranks 367th among Ohio's 924 places.

Land, water and location for Versailles

Versailles covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,352 people per square mile. Columbus, the largest place in Ohio, is about 81 miles from Versailles. Versailles has 55 larger places within a 50-mile radius. The 100-mile radius contains 240 larger places.

Which Ohio laws govern a loan in Versailles

This table holds the Ohio rate and licensing rules for consumer loans made to Versailles's 2,714 residents.