Personal loans in Ansonia, OH
An estimated 1,149 people make their home in Ansonia, a figure that ranks 504th in Ohio. The roughly 1,149 people who live in Ansonia borrow under Ohio rules; city hall sets no personal-loan rate.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.7%. Decide the purpose of the loan and your repayment plan before sharing any details with a Ansonia lender. Rate ceilings, licensing requirements and product limits for Ansonia are all set at the Ohio level. For a bigger market, look to Greenville, OH about 8 miles away.
Ansonia: the sourced local profile
What follows is Ansonia's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: 1,149 residents; Ansonia is the 504th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.7% between 2020 and 2023.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: about 45% of Ohio's Census places are smaller than Ansonia.
- Population density: 1,776 people per square mile on 0.6 square miles of land.
- Land area: Ansonia covers 0.6 square miles, the 626th-largest area among Ohio's 924 places.
- Water area rank: Ansonia ranks 315th among Ohio's 924 places, with 0.02 sq mi.
- Share of state population: Ansonia's 1,149 residents are about 0.0% of Ohio.
- Nationally: Ansonia is the 9,708th-largest of 19,457 Census places in the dataset.
- Growth rank: Ansonia's 2020-to-2023 change ranks 393rd of 924 places in Ohio.
- Against the state trend: Ansonia's 0.7% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Ansonia is the 259th most densely settled place in Ohio.
- Density vs Ohio: Ansonia's 1,776 people per square mile compare with a state median of 1,289.
- Location: the Census Gazetteer records it at 40.2132, -84.6348.
- Nearest larger cities: Greenville (8 mi); Versailles (8 mi); Union City (8 mi); Union City (10 mi); Bradford (12 mi). Larger metros often have more branches, but online lenders reach Ansonia on the same terms.
- Smaller places nearby: Rossburg (5 mi); North Star (8 mi); New Weston (9 mi).
- Smaller places within 50 miles: 90 of them.
- At 100 miles: 363 larger Census places fall inside that radius.
Ansonia against the rest of Ohio
Against Ohio's other places, Ansonia accounts for about 0.0% of the state's population and ranks 504th of 924 by size. For population change between 2020 and 2023, Ansonia ranks 393rd of 924 in Ohio (about the 57th percentile). Its roughly 1,776 residents per square mile place it 259th among Ohio's places. Within 50 miles sit 90 smaller Census places, alongside the 96 that are larger.
Inside a Ansonia personal loan
In Ansonia, a small community of about 1,149, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ansonia. A longer term lowers the monthly payment on a Ansonia loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Ansonia sits
Ansonia's land area is about 0.6 square miles; a further 0.02 square miles is water. That land carries about 1,776 people per square mile. For the state's biggest city, Columbus, the distance is roughly 89 miles. Within 50 miles of Ansonia there are 96 larger Census places. By land area it ranks 626th of 924 Ohio places.
Borrowing reach in Ansonia
Ansonia is moderately settled, with about 1,776 people per square mile and 96 larger places within 50 miles. Whether Ansonia has a local branch or not, a Ohio-licensed lender can serve its 1,149 people online on the same terms. The nearest larger city, Greenville, OH about 8 miles away.
How Ohio law applies in Ansonia
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Ansonia is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Rossburg, OH — population 157
- Greenville, OH — population 12,696
- New Weston, OH — population 122
- North Star, OH — population 222
- Burkettsville, OH — population 265
- Versailles, OH — population 2,714
- Union City, OH — population 1,564
- Gettysburg, OH — population 461