Personal loans in Verona, ND

With an estimated 58 residents, Verona is the 270th-largest of 355 places in North Dakota. Consumer lending that reaches Verona's 58 residents is governed by North Dakota statute; no city ordinance changes it. Over 2020 to 2023, Verona recorded almost no population movement. The closest larger city is LaMoure, ND about 10 miles away.

Borrowing in Verona: the local picture

What follows is Verona's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: 58 — Verona ranks 270th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: about 24% of North Dakota communities are smaller than Verona (58 residents).
• Population density: about 101 people per square mile (Census land area 0.6 sq mi).
• By land area: Verona ranks 174th among North Dakota's 355 places, at 0.6 sq mi.
• State population share: Verona accounts for about 0.0% of everyone in North Dakota.
• National standing: Verona ranks 18,866th of 19,457 US places.
• Growth rank: Verona's 2020-to-2023 change ranks 55th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Verona's 0.0%.
• Density in North Dakota: Verona ranks 294th by people per square mile.
• Against the state median: Verona runs about 101 residents per square mile, where the North Dakota median is 352.
• Location: coordinates 46.3626, -98.0772 (US Census Bureau Gazetteer).
• Nearest larger cities: LaMoure (10 mi); Fort Ransom (13 mi); Oakes (15 mi); Lisbon (19 mi); Litchville (21 mi). Living near a larger metro rarely changes what is available in Verona.
• Smaller places close by: Elliott (13 mi); Berlin (20 mi); Fullerton (22 mi).
• Smaller places within 50 miles: 12 of them.
• Within 100 miles: 172 places are larger than Verona.

How a Verona personal loan is priced

Most loans made to Verona's 58 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Verona can be quoted different APRs on the same amount and term. The term you choose in Verona decides the split between a comfortable payment and the total interest you pay.

Which North Dakota laws govern a loan in Verona

Read the table as a lender's compliance picture for Verona: the rule, the sourced figure, the publisher and the date.

Verona on the map

The Census Gazetteer records about 0.6 square miles of land within Verona, with no significant water area listed. With 58 residents, the land area yields roughly 101 people per square mile. The state's population centre of gravity, Fargo, is roughly 69 miles away. Within 50 miles of Verona there are 34 larger Census places. By land area it ranks 174th of 355 North Dakota places.

Steps to take before a Verona loan

A sensible order of operations for a loan in Verona, home to about 58 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across North Dakota; what changes is your credit file, not the fact that Verona holds 58 people.

Verona against the rest of North Dakota

Among North Dakota's 355 places, Verona sits at 270th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Verona ranks 55th of 355 in North Dakota (about the 85th percentile). At about 101 people per square mile, Verona is the 294th most densely settled place in North Dakota. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.