Personal loans in Litchville, ND

Borrowing in Litchville: the local picture

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

• Population: about 165 people live here, which puts Litchville 174th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: About 2.9% below the 2020 Census base.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: Litchville sits ahead of around 51% of North Dakota places, at 165 people.
• Density: roughly 73 residents per square mile, spread over 2.3 sq mi of land.
• Land area: Litchville covers 2.3 square miles, the 35th-largest area among North Dakota's 355 places.
• State population share: Litchville accounts for about 0.0% of everyone in North Dakota.
• Nationally: Litchville is the 17,038th-largest of 19,457 Census places in the dataset.
• Growth rank: Litchville's 2020-to-2023 change ranks 249th of 355 places in North Dakota.
• Against the state trend: Litchville's 2.9% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Litchville places 309th among North Dakota's places by people per square mile.
• Against the state median: Litchville runs about 73 residents per square mile, where the North Dakota median is 352.
• Location: latitude 46.6566, longitude -98.1917 (Census Gazetteer).
• Nearest larger cities: Valley City (20 mi); LaMoure (21 mi); Enderlin (28 mi); Lisbon (28 mi); Jamestown (29 mi). Living near a larger metro rarely changes what is available in Litchville.
• Smaller communities close by: Marion (8 mi); Kathryn (11 mi); Fort Ransom (15 mi), each with its own Census population profile.
• Within a 50-mile radius: 33 smaller Census places.
• Within 100 miles: 107 places are larger than Litchville.

How Litchville compares across North Dakota

Set beside North Dakota's 355 places, Litchville ranks 174th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Litchville ranks 249th of 355 in North Dakota (about the 30th percentile). By density, at about 73 people per square mile, it ranks 309th in North Dakota. The population moved by about 5 people between 2020 and 2023, a 2.9% shift.

How North Dakota law applies in Litchville

This table holds the North Dakota rate and licensing rules for consumer loans made to Litchville's 165 residents.

The Litchville borrowing checklist

For Litchville's roughly 165 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the North Dakota regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Litchville-specific: the same North Dakota licensing and disclosure rules reach all 165 residents.

Borrowing reach in Litchville

Litchville is sparsely settled, with about 73 people per square mile and 19 larger places within 50 miles. What is available to Litchville's 165 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Valley City, ND about 20 miles away.

The geography behind Litchville

Litchville covers about 2.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 165 residents, the land area yields roughly 73 people per square mile. For the state's biggest city, Fargo, the distance is roughly 66 miles. Counting outward 50 miles, 19 larger communities surround Litchville. Within the same 50 miles lie 33 smaller Census places.