Personal loans in Vega, TX
Vega ranks 836th of 1,224 places in Texas, with a population near 884. The 2020 count to the 2023 estimate shows about 1.4% growth in Vega.
Vega is a small community in Texas, with an estimated 884 residents, and every licensed lender here follows the same state rulebook. A single loan can carry different costs on either side of a state line, and Vega sits on the Texas side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Vega's 884 residents. The closest larger city is Hereford, TX about 29 miles away.
Vega: population, trend and location
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: about 884 people live here, which puts Vega 836th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A rise of about 1.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 12 residents.
- Size percentile: Vega sits ahead of around 32% of Texas places, at 884 people.
- Density: the Census land area of 1.3 sq mi holds about 661 people per square mile.
- By land area: Vega ranks 904th among Texas's 1,224 places, at 1.3 sq mi.
- State population share: Vega accounts for about 0.0% of everyone in Texas.
- National rank: Vega sits 10,763rd by population among the 19,457 places in this dataset.
- Growth rank: Vega's 2020-to-2023 change ranks 710th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Vega's 1.4%.
- Density rank: Vega is the 756th most densely settled place in Texas.
- Density vs Texas: Vega's 661 people per square mile compare with a state median of 840.
- Location: the Census Gazetteer records it at 35.2453, -102.4292.
- Nearest larger cities: Hereford (29 mi); Canyon (34 mi); Amarillo (34 mi); Friona (45 mi); Dimmitt (49 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Adrian (14 mi); Bishop Hills (27 mi); Channing (31 mi), each with its own Census population profile.
- Within a 50-mile radius: 7 smaller Census places.
- Larger places within 100 miles: 37.
Texas consumer-lending rules applied in Vega
When Texas does not publish a figure, the row links to the source instead of inventing a number; Vega is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Vega personal loan
Vega is a small community of about 884 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Vega lender to disclose the APR and finance charge before you sign. Shortening the term on a Vega loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Vega in state context
Vega is the 836th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Vega stands 710th among Texas's 1,224 places — roughly the 42th percentile. At about 661 people per square mile, Vega is the 756th most densely settled place in Texas. Within 50 miles sit 7 smaller Census places, alongside the 6 that are larger.
Borrowing reach in Vega
Vega is a moderately settled community of about 884 people, with 6 larger places inside a 50-mile radius. Distance to a branch rarely matters for Vega's 884 residents: the application is online and the price follows your credit file. The nearest larger city, Hereford, TX about 29 miles away.
Vega: area, density and distance
The Census Gazetteer records about 1.3 square miles of land within Vega, with no significant water area listed. Spread across it are roughly 661 residents per square mile. For the state's biggest city, Houston, the distance is roughly 557 miles. Counting outward 50 miles, 6 larger communities surround Vega. Within the same 50 miles lie 7 smaller Census places.
Common questions
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Nearby places
- Adrian, TX — population 130
- Hereford, TX — population 14,752
- Channing, TX — population 264
- Bishop Hills, TX — population 201
- Canyon, TX — population 16,171
- Amarillo, TX — population 202,408
- Timbercreek Canyon, TX — population 471
- Palisades, TX — population 289