Personal loans in Bishop Hills, TX
For a borrower among the roughly 201 residents of Bishop Hills, a personal loan is a tool whose cost turns on the terms, not the address. Judge Bishop Hills offers on total cost, not on how quickly the money arrives.
About 201 people live in Bishop Hills, placing it 1,156th of 1,224 Census places in Texas. Every figure below is Texas's own, applied to Bishop Hills's 201 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 decrease in Bishop Hills at about 4.7%. The nearest larger city is Amarillo, TX about 8 miles away.
Bishop Hills: the sourced local profile
What follows is Bishop Hills's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 201 — Bishop Hills ranks 1,156th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 4.7% from 2020 to 2023.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: Bishop Hills's 201 people outrank roughly 6% of the places in Texas.
- Density: roughly 642 residents per square mile, spread over 0.3 sq mi of land.
- Land area rank: Bishop Hills's 0.3 square miles rank 1,198th of 1,224 places in Texas.
- Share of Texas: Bishop Hills holds about 0.0% of the state's population, some 201 people.
- National rank: Bishop Hills is the 16,478th most populous of the 19,457 Census places covered here.
- Growth rank: Bishop Hills's 2020-to-2023 change ranks 1,192nd of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Bishop Hills moved 4.7%.
- Density in Texas: Bishop Hills ranks 780th by people per square mile.
- Density vs Texas: Bishop Hills's 642 people per square mile compare with a state median of 840.
- Location: 35.2614 / -101.9519, per the US Census Bureau Gazetteer.
- Nearest larger cities: Amarillo (8 mi); Timbercreek Canyon (16 mi); Palisades (16 mi); Lake Tanglewood (17 mi); Canyon (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Sanford (39 mi); Adrian (40 mi); Edmonson (68 mi).
- Within a 50-mile radius: 2 smaller Census places.
- At 100 miles: 66 larger Census places fall inside that radius.
Bishop Hills in state context
Set beside Texas's 1,224 places, Bishop Hills ranks 1,156th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Bishop Hills stands 1,192nd among Texas's 1,224 places — roughly the 3th percentile. By density, at about 642 people per square mile, it ranks 780th in Texas. Between 2020 and 2023 the count changed by roughly 10 residents.
How lenders reach Bishop Hills
Bishop Hills is moderately settled, with about 642 people per square mile and 18 larger places within 50 miles. A Texas licence lets a lender serve Bishop Hills without a local office, so branch density does not change what its 201 residents are offered. For a larger market, the closest option is Amarillo, TX about 8 miles away.
What shapes a Bishop Hills personal loan
Bishop Hills is a small community of about 201 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Bishop Hills loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bishop Hills decides the split between a comfortable payment and the total interest you pay.
The Texas lending rules that reach Bishop Hills
The rows below set out what a licensed lender must follow in Texas, and so for Bishop Hills's roughly 201 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Bishop Hills: area, density and distance
The Census Gazetteer records about 0.3 square miles of land within Bishop Hills, with no significant water area listed. That land carries about 642 people per square mile. The state's population centre of gravity, Houston, is roughly 538 miles away. Counting outward 50 miles, 18 larger communities surround Bishop Hills. Within the same 50 miles lie 2 smaller Census places.
Common questions
What are my options in Bishop Hills if my credit is poor?
What loan size can I expect in Bishop Hills?
Do I have to pledge anything to borrow in Bishop Hills?
Does comparing loans in Bishop Hills cost me credit score points?
Nearby places
- Amarillo, TX — population 202,408
- Timbercreek Canyon, TX — population 471
- Palisades, TX — population 289
- Lake Tanglewood, TX — population 728
- Canyon, TX — population 16,171
- Vega, TX — population 884
- Fritch, TX — population 1,794
- Happy, TX — population 608