Personal loans in Uniontown, WA

A single loan can carry different costs on either side of a state line, and Uniontown sits on the Washington side of that line.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

If you are weighing a personal loan in Uniontown, start from the payment you can carry; its 388 residents face the same statewide rules. About 388 people live in Uniontown, placing it 246th of 281 Census places in Washington. The 2020-to-2023 change in Uniontown is negligible, under a tenth of a percent. Decide the purpose of the loan and your repayment plan before sharing any details with a Uniontown lender. Borrowers who want a bigger city can look to Colton, WA about 3 miles away.

Uniontown by the numbers

Read the local figures below as context; read the sourced Washington table as the rulebook a lender here must follow.

What Washington law requires in Uniontown

Washington has no separate rate rule for Uniontown; the sourced rows below are what reach every lender that serves its 388 people.

RuleDetailSource
State lending regulatorWashington State Department of Financial Institutions (DFI)
Source says: DFI licenses and regulates financial institutions and service providers in Washington.
Washington State Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020)
Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum
Washington State Legislature (RCW)
as of 2026-09-16
Payday lending statusLicensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45)
Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents.
Washington State Department of Financial Institutions (DFI)
as of 2026-09-16

What shapes a Uniontown personal loan

Uniontown is a small community of about 388 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Uniontown loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Uniontown loan is knowable in advance — unlike a revolving card balance.

Uniontown in state context

Within Washington, Uniontown holds roughly 0.0% of all residents, the 246th-largest share among 281 places. On the 2020-to-2023 trend, Uniontown stands 180th among Washington's 281 places — roughly the 36th percentile. Its roughly 420 residents per square mile place it 263rd among Washington's places. Within 50 miles sit 13 smaller Census places, alongside the 26 that are larger.

Uniontown on the map

Uniontown covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 420 residents per square mile. The state's population centre of gravity, Seattle, is roughly 259 miles away. Within 50 miles of Uniontown there are 26 larger Census places. By land area it ranks 212th of 281 Washington places.

Borrowing reach in Uniontown

Uniontown is a lightly settled community of about 388 people, with 26 larger places inside a 50-mile radius. Lenders licensed in Washington reach Uniontown's 388 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Colton, WA about 3 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Uniontown if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Uniontown is the same as anywhere in Washington.
What loan size can I expect in Uniontown?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Uniontown?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Uniontown cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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