Personal loans in Albion, WA

Census figures put the 2020-to-2023 increase in Albion at about 1.5%. Begin with the payment, then weigh APR and total interest across the lenders that reach Albion's 556 residents. A larger market lies at Pullman, WA about 6 miles away. Lenders active in Albion report to a Washington supervisor, identified in the sourced rows below.

Albion: population, trend and location

Albion is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 556 residents, 234th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 8 more since the 2020 base.
• Size percentile: roughly 17% of Washington's places have fewer residents than Albion's 556.
• Population density: 1,418 people per square mile on 0.4 square miles of land.
• By land area: Albion ranks 256th among Washington's 281 places, at 0.4 sq mi.
• State share: roughly 0.0% of Washington's residents live in Albion (556 people).
• National rank: Albion is the 12,722nd most populous of the 19,457 Census places covered here.
• Growth rank: Albion's 2020-to-2023 change ranks 141st of 281 places in Washington.
• Versus Washington: the state average change is +2.8%, while Albion moved 1.5%.
• Density rank: Albion places 155th among Washington's places by people per square mile.
• Against the state median: Albion runs about 1,418 residents per square mile, where the Washington median is 1,518.
• Location: 46.7916, -117.2512 (US Census Bureau Gazetteer).
• Nearest larger cities: Pullman (6 mi); Colfax (9 mi); Palouse (12 mi); Moscow (13 mi); Garfield (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Colton (17 mi); Uniontown (19 mi); Onaway (20 mi).
• Smaller places within 50 miles: 23 of them.
• Within 100 miles: 71 places are larger than Albion.

Albion in state context

Within Washington, Albion holds roughly 0.0% of all residents, the 234th-largest share among 281 places. On the 2020-to-2023 trend, Albion stands 141st among Washington's 281 places — roughly the 50th percentile. Its roughly 1,418 residents per square mile place it 155th among Washington's places. By land area, its 0.4 square miles rank 256th of 281 places in Washington.

Steps to take before a Albion loan

Complete these steps first when you borrow in Albion (556 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Washington regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Washington; what changes is your credit file, not the fact that Albion holds 556 people.

Which Washington laws govern a loan in Albion

When Washington does not publish a figure, the row links to the source instead of inventing a number; Albion is bound by the same rules.

Inside a Albion personal loan

In Albion, a small community of about 556, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Albion can be quoted different APRs on the same amount and term. The term you choose in Albion decides the split between a comfortable payment and the total interest you pay.

What is available to Albion borrowers

At roughly 1,418 people per square mile, Albion is moderately settled; 22 larger places lie within 50 miles. Whether Albion has a local branch or not, a Washington-licensed lender can serve its 556 people online on the same terms. The nearest bigger place is Pullman, WA about 6 miles away.