Personal loans in Union Grove, WI
Population in Union Grove climbed about 7.2% over the three years from 2020 to 2023. If you are weighing a personal loan in Union Grove, start from the payment you can carry; its 5,152 residents face the same statewide rules. By population, Union Grove sits at 151st in Wisconsin, with an estimated 5,152 residents. The next larger city is Sturtevant, WI about 8 miles away. Consumer lending that reaches Union Grove's 5,152 residents is governed by Wisconsin statute; no city ordinance changes it. Rate-shopping from Union Grove costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Union Grove: the sourced local profile
Union Grove is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 5,152, ranked 151st of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 7.2% from 2020 to 2023.
- Net change: roughly 348 more people than the 2020 Census counted.
- Size percentile: roughly 75% of Wisconsin's places have fewer residents than Union Grove's 5,152.
- Population density: 1,989 people per square mile on 2.6 square miles of land.
- Land area rank: Union Grove's 2.6 square miles rank 261st of 605 places in Wisconsin.
- Share of state population: Union Grove's 5,152 residents are about 0.1% of Wisconsin.
- National standing: Union Grove ranks 4,750th of 19,457 US places.
- Growth in Wisconsin: Union Grove stands 19th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Union Grove's 7.2%.
- Density in Wisconsin: Union Grove ranks 65th by people per square mile.
- Density in context: Union Grove's 1,989 people per square mile sit against a Wisconsin median of 800.
- Location: 42.6864 / -88.0495, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sturtevant (8 mi); Mount Pleasant (9 mi); Somers (9 mi); Waterford (10 mi); Bristol (11 mi). Living near a larger metro rarely changes what is available in Union Grove.
- Smaller communities close by: Yorkville (3 mi); Raymond (8 mi); Paddock Lake (9 mi), each with its own Census population profile.
- Smaller places within 50 miles: 78 of them.
- At 100 miles: 345 larger Census places fall inside that radius.
Getting a loan in Union Grove
Union Grove is a moderately settled community of about 5,152 people, with 141 larger places inside a 50-mile radius. What is available to Union Grove's 5,152 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Sturtevant, WI about 8 miles away.
How a Union Grove personal loan is priced
A Union Grove personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,152 residents. Two numbers drive a Union Grove loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Union Grove loan is knowable in advance — unlike a revolving card balance.
Union Grove's place among Wisconsin's 605 places
Against Wisconsin's other places, Union Grove accounts for about 0.1% of the state's population and ranks 151st of 605 by size. On the 2020-to-2023 trend, Union Grove stands 19th among Wisconsin's 605 places — roughly the 97th percentile. Its roughly 1,989 residents per square mile place it 65th among Wisconsin's places. The population moved by about 348 people between 2020 and 2023, a 7.2% shift.
A pre-application checklist for Union Grove
Before you apply in Union Grove, a community of about 5,152, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Union Grove holds 5,152 people.
Wisconsin consumer-lending rules applied in Union Grove
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Union Grove is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Union Grove if my credit is poor?
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Nearby places
- Yorkville, WI — population 3,244
- Raymond, WI — population 3,943
- Paddock Lake, WI — population 2,986
- Sturtevant, WI — population 6,735
- Bristol, WI — population 5,187
- Somers, WI — population 8,140
- Mount Pleasant, WI — population 27,727
- Salem Lakes, WI — population 14,367