Personal loans in Raymond, WI

A 2020-to-2023 comparison shows Raymond up by about 0.4%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Raymond's 3,943 residents are no exception. The closest larger city is Franklin, WI about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Raymond's 3,943 residents.

Raymond: population, trend and location

What follows is Raymond's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: 3,943 people, a figure that places Raymond 173rd among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 0.4% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
• Size percentile: with 3,943 residents, Raymond is larger than about 71% of Wisconsin's Census places.
• Population density: about 111 people per square mile across 35.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Raymond ranks 13th among Wisconsin's 605 places, at 35.7 sq mi.
• Water area: Raymond has 0.14 square miles of water, ranking 163rd of 605 places in Wisconsin.
• Share of Wisconsin: Raymond holds about 0.1% of the state's population, some 3,943 people.
• National standing: Raymond ranks 5,480th of 19,457 US places.
• Growth rank: Raymond ranks 220th among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Raymond's 0.4% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Raymond places 582nd among Wisconsin's places by people per square mile.
• Density in context: Raymond's 111 people per square mile sit against a Wisconsin median of 800.
• Location: it lies at 42.7992, -88.0108 in the Census Gazetteer.
• Nearest larger cities: Franklin (6 mi); Caledonia (7 mi); Oak Creek (8 mi); Muskego (8 mi); Union Grove (8 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Yorkville (5 mi); Big Bend (11 mi); North Bay (12 mi).
• Smaller places within 50 miles: 62 of them.
• Larger places within 100 miles: 371.

Lender access in Raymond

With about 111 residents per square mile, Raymond is lightly settled, and 131 larger Census places sit within 50 miles. A Wisconsin licence lets a lender serve Raymond without a local office, so branch density does not change what its 3,943 residents are offered. For a larger market, the closest option is Franklin, WI about 6 miles away.

Raymond against the rest of Wisconsin

Raymond is the 173rd-largest of 605 Census places in Wisconsin and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 220th of 605 Wisconsin places, putting it near the 64th percentile for growth. Its roughly 111 residents per square mile place it 582nd among Wisconsin's places. In land area, Raymond ranks 13th among Wisconsin's 605 places.

The geography behind Raymond

Inside Raymond's boundaries lie roughly 35.7 square miles of land and 0.14 square miles of water. With 3,943 residents, the land area yields roughly 111 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 18 miles away. Raymond has 131 larger places within a 50-mile radius. The 100-mile radius contains 371 larger places.

Wisconsin rules behind a Raymond personal loan

The rows below set out what a licensed lender must follow in Wisconsin, and so for Raymond's roughly 3,943 residents.

What shapes a Raymond personal loan

Raymond is a small community of about 3,943 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Raymond lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Raymond loan but raises total interest, so the smallest payment is not the cheapest loan.