Personal loans in Tyndall, SD
Tyndall, South Dakota — home to about 1,075 people — is a small community, so the terms you are offered follow South Dakota law rather than any local rule. To lend to Tyndall's 1,075 residents, a company must hold a South Dakota licence, and each sourced row below names the regulator behind it. Tyndall is one of 309 Census places in South Dakota; its 1,075 residents put it at 61st. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Tyndall loan. A 2020-to-2023 comparison shows Tyndall up by about 2.0%. The next larger city is Springfield, SD about 9 miles away.
Local context for Tyndall
What follows is Tyndall's place in the Census record, alongside the South Dakota rules that govern a personal loan made here.
- Population: 1,075 — Tyndall ranks 61st of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 2.0%.
- People gained or lost: about 21 more since the 2020 base.
- Size percentile: Tyndall sits ahead of around 80% of South Dakota places, at 1,075 people.
- Land and density: 1.6 square miles of land carry roughly 681 residents per square mile.
- By land area: Tyndall ranks 58th among South Dakota's 309 places, at 1.6 sq mi.
- Share of South Dakota: Tyndall holds about 0.2% of the state's population, some 1,075 people.
- National rank: Tyndall is 9,940th of 19,457 places nationwide.
- Growth rank: Tyndall's 2020-to-2023 change ranks 76th of 309 places in South Dakota.
- Against the state trend: Tyndall's 2.0% change compares with a South Dakota average of +0.9% across its 309 places.
- Density in South Dakota: Tyndall ranks 141st by people per square mile.
- Against the state median: Tyndall runs about 681 residents per square mile, where the South Dakota median is 581.
- Location: coordinates 42.9899, -97.8642 (US Census Bureau Gazetteer).
- Nearest larger cities: Springfield (9 mi); Wagner (22 mi); Yankton (25 mi); Parkston (29 mi); Freeman (33 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Avon (10 mi); Santee (10 mi); Tabor (11 mi).
- Smaller neighbours: 62 places smaller than Tyndall sit within 50 miles.
- At 100 miles: 62 larger Census places fall inside that radius.
A pre-application checklist for Tyndall
Before you hand your details to a lender in Tyndall, where the population is near 1,075:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the South Dakota regulator's licence records before you sign.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Tyndall as elsewhere in South Dakota, the written terms — not the advertisement — are what count for its 1,075 residents.
Which South Dakota laws govern a loan in Tyndall
Read the table as a lender's compliance picture for Tyndall: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Small-loan / installment lender licensing | Money Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders. Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
What shapes a Tyndall personal loan
Tyndall is a small community of about 1,075 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Tyndall's rank of 61st in South Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Tyndall loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Tyndall
Tyndall's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. With 1,075 residents, the land area yields roughly 681 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 69 miles away. Tyndall has 10 larger places within a 50-mile radius. The 100-mile radius contains 62 larger places.
How Tyndall compares across South Dakota
Tyndall is the 61st-largest of 309 Census places in South Dakota and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Tyndall stands 76th among South Dakota's 309 places — roughly the 75th percentile. By density, at about 681 people per square mile, it ranks 141st in South Dakota. By land area, its 1.6 square miles rank 58th of 309 places in South Dakota.
Common questions
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Nearby places
- Springfield, SD — population 1,913
- Santee, NE — population 424
- Avon, SD — population 595
- Tabor, SD — population 403
- Scotland, SD — population 784
- Tripp, SD — population 564
- Lesterville, SD — population 115
- Niobrara, NE — population 363