Personal loans in Lesterville, SD
Lesterville is home to roughly 115 people and stands 215th by size out of 309 Census places in South Dakota. The roughly 115 people who live in Lesterville borrow under South Dakota rules; city hall sets no personal-loan rate.
Lesterville gained roughly 0.9% in population across the 2020-to-2023 comparison. Verify the lender's South Dakota licence against the regulator named below before borrowing in Lesterville. Consumer lending that reaches Lesterville's 115 residents is governed by South Dakota statute; no city ordinance changes it. Borrowers who want a bigger city can look to Tabor, SD about 7 miles away.
Lesterville: population, trend and location
Lesterville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 115 — Lesterville ranks 215th of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.9%.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Lesterville's 115 people outrank roughly 30% of the places in South Dakota.
- Land and density: 0.2 square miles of land carry roughly 569 residents per square mile.
- By land area: Lesterville ranks 283rd among South Dakota's 309 places, at 0.2 sq mi.
- Within South Dakota: about 0.0% of the state's population lives in Lesterville.
- National rank: Lesterville is 17,862nd of 19,457 places nationwide.
- Growth in South Dakota: Lesterville stands 118th by percentage change from 2020 to 2023, among 309 places.
- State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Lesterville's 0.9%.
- Density rank: Lesterville places 157th among South Dakota's places by people per square mile.
- Density in context: Lesterville's 569 people per square mile sit against a South Dakota median of 581.
- Location: the Census Gazetteer records it at 43.0386, -97.5906.
- Nearest larger cities: Tabor (7 mi); Scotland (10 mi); Menno (14 mi); Tyndall (14 mi); Yankton (14 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Utica (6 mi); Olivet (15 mi); St. Helena (23 mi).
- Smaller places within 50 miles: 19 of them.
- Larger places within 100 miles: 230.
What is available to Lesterville borrowers
At roughly 569 people per square mile, Lesterville is moderately settled; 60 larger places lie within 50 miles. A South Dakota licence lets a lender serve Lesterville without a local office, so branch density does not change what its 115 residents are offered. The nearest bigger place is Tabor, SD about 7 miles away.
South Dakota rules behind a Lesterville personal loan
The rows below set out what a licensed lender must follow in South Dakota, and so for Lesterville's roughly 115 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Small-loan / installment lender licensing | Money Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders. Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
Lesterville on the map
Inside Lesterville's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 115 residents, the land area yields roughly 569 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 55 miles away. Lesterville has 60 larger places within a 50-mile radius. Within the same 50 miles lie 19 smaller Census places.
The anatomy of a Lesterville personal loan
Most loans made to Lesterville's 115 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lesterville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Lesterville loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Lesterville sits in South Dakota
Among South Dakota's 309 places, Lesterville sits at 215th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lesterville stands 118th among South Dakota's 309 places — roughly the 62th percentile. At about 569 people per square mile, Lesterville is the 157th most densely settled place in South Dakota. Within 50 miles sit 19 smaller Census places, alongside the 60 that are larger.
Common questions
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Nearby places
- Utica, SD — population 71
- Tabor, SD — population 403
- Scotland, SD — population 784
- Menno, SD — population 619
- Olivet, SD — population 64
- Yankton, SD — population 15,630
- Tyndall, SD — population 1,075
- Crofton, NE — population 759