Personal loans in Tylertown, MS
Tylertown counts about 1,471 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing. Rate ceilings, licensing requirements and product limits for Tylertown are all set at the Mississippi level. Tylertown is home to roughly 1,471 people and stands 125th by size out of 299 Census places in Mississippi. Judge Tylertown offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.9% decline in Tylertown. The closest larger place is Franklinton, LA about 19 miles away.
The Tylertown data picture
Here is the sourced Census picture for Tylertown, plus the Mississippi lending rules that apply to a loan taken out here.
- Population: an estimated 1,471 residents, 125th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.9% between 2020 and 2023.
- Net change: roughly 29 fewer people than the 2020 Census counted.
- Size percentile: with 1,471 residents, Tylertown is larger than about 58% of Mississippi's Census places.
- Density: the Census land area of 3.3 sq mi holds about 449 people per square mile.
- Land area: Tylertown covers 3.3 square miles, the 139th-largest area among Mississippi's 299 places.
- State population share: Tylertown accounts for about 0.1% of everyone in Mississippi.
- National rank: Tylertown is the 8,755th most populous of the 19,457 Census places covered here.
- Growth in Mississippi: Tylertown stands 111th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Tylertown's 1.9% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Tylertown places 147th among Mississippi's places by people per square mile.
- Density vs Mississippi: Tylertown's 449 people per square mile compare with a state median of 434.
- Location: latitude 31.1172, longitude -90.1449 (Census Gazetteer).
- Nearest larger cities: Franklinton (19 mi); Magnolia (19 mi); McComb (21 mi); Columbia (22 mi); Kentwood (25 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Osyka (21 mi); Angie (22 mi); Summit (22 mi), each with its own Census population profile.
- Within a 50-mile radius: 21 smaller Census places.
- Within 100 miles: 92 places are larger than Tylertown.
How personal loans work in Tylertown
Most loans made to Tylertown's 1,471 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Tylertown's rank of 125th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Tylertown loan but raises total interest, so the smallest payment is not the cheapest loan.
The Tylertown borrowing checklist
Before you apply in Tylertown, a community of about 1,471, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Mississippi regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Tylertown as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 1,471 residents.
How Mississippi law applies in Tylertown
Below are the Mississippi rules that apply to a loan made in Tylertown, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Tylertown on the map
Tylertown covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 449 residents per square mile. Jackson, the largest place in Mississippi, is about 83 miles from Tylertown. Counting outward 50 miles, 19 larger communities surround Tylertown. By land area it ranks 139th of 299 Mississippi places.
Getting a loan in Tylertown
Tylertown is lightly settled, with about 449 people per square mile and 19 larger places within 50 miles. Distance to a branch rarely matters for Tylertown's 1,471 residents: the application is online and the price follows your credit file. The nearest bigger place is Franklinton, LA about 19 miles away.
Common questions
What are my options in Tylertown if my credit is poor?
What loan size can I expect in Tylertown?
Do I have to pledge anything to borrow in Tylertown?
Does comparing loans in Tylertown cost me credit score points?
Nearby places
- Franklinton, LA — population 3,581
- Magnolia, MS — population 1,830
- Osyka, MS — population 367
- McComb, MS — population 11,914
- Columbia, MS — population 5,727
- Angie, LA — population 251
- Summit, MS — population 1,455
- Varnado, LA — population 321