Personal loans in Tylertown, MS

Tylertown counts about 1,471 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing. Rate ceilings, licensing requirements and product limits for Tylertown are all set at the Mississippi level. Tylertown is home to roughly 1,471 people and stands 125th by size out of 299 Census places in Mississippi. Judge Tylertown offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.9% decline in Tylertown. The closest larger place is Franklinton, LA about 19 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Tylertown data picture

Here is the sourced Census picture for Tylertown, plus the Mississippi lending rules that apply to a loan taken out here.

How personal loans work in Tylertown

Most loans made to Tylertown's 1,471 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Tylertown's rank of 125th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Tylertown loan but raises total interest, so the smallest payment is not the cheapest loan.

The Tylertown borrowing checklist

Before you apply in Tylertown, a community of about 1,471, work through these steps:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Test your amount and term in the personal loan calculator first.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Check the Mississippi regulator's records to confirm the lender is licensed here.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

In Tylertown as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 1,471 residents.

How Mississippi law applies in Tylertown

Below are the Mississippi rules that apply to a loan made in Tylertown, each with the regulator that issued it.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Tylertown on the map

Tylertown covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 449 residents per square mile. Jackson, the largest place in Mississippi, is about 83 miles from Tylertown. Counting outward 50 miles, 19 larger communities surround Tylertown. By land area it ranks 139th of 299 Mississippi places.

Getting a loan in Tylertown

Tylertown is lightly settled, with about 449 people per square mile and 19 larger places within 50 miles. Distance to a branch rarely matters for Tylertown's 1,471 residents: the application is online and the price follows your credit file. The nearest bigger place is Franklinton, LA about 19 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Tylertown if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Tylertown is the same as anywhere in Mississippi.
What loan size can I expect in Tylertown?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Tylertown?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Tylertown cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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