Personal loans in Magnolia, MS

The closest larger place is McComb, MS about 6 miles away. Population in Magnolia dropped about 3.0% over the three years from 2020 to 2023. Lenders active in Magnolia report to a Mississippi supervisor, identified in the sourced rows below. Verify the lender's Mississippi licence against the regulator named below before borrowing in Magnolia.

Borrowing in Magnolia: the local picture

Two layers matter for a Magnolia borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: 1,830 people, a figure that places Magnolia 106th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 3.0% across the 2020-to-2023 comparison.
• Absolute change: 57 residents lost between 2020 and 2023.
• Size percentile: with 1,830 residents, Magnolia is larger than about 65% of Mississippi's Census places.
• Population density: 298 people per square mile on 6.1 square miles of land.
• Land area: Magnolia covers 6.1 square miles, the 93rd-largest area among Mississippi's 299 places.
• Water area: Magnolia has 0.04 square miles of water, ranking 77th of 299 places in Mississippi.
• Share of state population: Magnolia's 1,830 residents are about 0.1% of Mississippi.
• National rank: Magnolia is 7,952nd of 19,457 places nationwide.
• Growth rank: Magnolia ranks 169th among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Magnolia moved 3.0%.
• Density in Mississippi: Magnolia ranks 211th by people per square mile.
• Density in context: Magnolia's 298 people per square mile sit against a Mississippi median of 434.
• Location: it lies at 31.1612, -90.4695 in the Census Gazetteer.
• Nearest larger cities: McComb (6 mi); Kentwood (16 mi); Franklinton (29 mi); Brookhaven (29 mi); Amite City (30 mi). Lenders licensed in the state serve Magnolia whether or not they keep a local branch.
• Nearest smaller towns: Summit (8 mi); Osyka (11 mi); Tylertown (19 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 33 of them.
• Larger places within 100 miles: 77.

Mississippi consumer-lending rules applied in Magnolia

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Magnolia lender must follow.

How Magnolia compares across Mississippi

Set beside Mississippi's 299 places, Magnolia ranks 106th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Magnolia ranks 169th of 299 in Mississippi (about the 43th percentile). Its roughly 298 residents per square mile place it 211th among Mississippi's places. Within 50 miles sit 33 smaller Census places, alongside the 12 that are larger.

Lender access in Magnolia

At roughly 298 people per square mile, Magnolia is lightly settled; 12 larger places lie within 50 miles. What is available to Magnolia's 1,830 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is McComb, MS about 6 miles away.

Magnolia: area, density and distance

Magnolia's land area is about 6.1 square miles; a further 0.04 square miles is water. The resulting density is about 298 people per square mile. The state's population centre of gravity, Jackson, is roughly 81 miles away. Within 50 miles of Magnolia there are 12 larger Census places. The 100-mile radius contains 77 larger places.

The anatomy of a Magnolia personal loan

Most loans made to Magnolia's 1,830 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Magnolia lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Magnolia loan but raises total interest, so the smallest payment is not the cheapest loan.