Personal loans in Tye, TX
Tye, Texas — home to about 1,220 people — is a small community, so the terms you are offered follow Texas law rather than any local rule.
To lend to Tye's 1,220 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. With 1,220 residents, Tye outranks about 39% of the communities in Texas. Read the disclosure for an origination fee and any prepayment penalty before signing in Tye. Population in Tye climbed about 3.4% over the three years from 2020 to 2023. For a bigger market, look to Abilene, TX about 7 miles away.
Tye by the numbers
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: about 1,220 people live here, which puts Tye 750th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Growth of about 3.4% across the 2020-to-2023 comparison.
- Net change: roughly 40 more people than the 2020 Census counted.
- Size percentile: bigger than about 39% of the places in Texas, with 1,220 residents in Tye.
- Land and density: 4.8 square miles of land carry roughly 254 residents per square mile.
- Land area: Tye covers 4.8 square miles, the 380th-largest area among Texas's 1,224 places.
- State population share: Tye accounts for about 0.0% of everyone in Texas.
- Nationally: Tye is the 9,482nd-largest of 19,457 Census places in the dataset.
- Growth rank: Tye ranks 545th among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Tye's 3.4%.
- Density in Texas: Tye ranks 1,079th by people per square mile.
- Against the state median: Tye runs about 254 residents per square mile, where the Texas median is 840.
- Location: coordinates 32.4522, -99.8665 (US Census Bureau Gazetteer).
- Nearest larger cities: Abilene (7 mi); Merkel (9 mi); Anson (21 mi); Clyde (21 mi); Baird (28 mi). Living near a larger metro rarely changes what is available in Tye.
- Smaller places nearby: Impact (8 mi); Hawley (11 mi); Buffalo Gap (12 mi).
- Smaller places within 50 miles: 15 of them.
- At 100 miles: 35 larger Census places fall inside that radius.
How lenders reach Tye
With about 254 residents per square mile, Tye is lightly settled, and 13 larger Census places sit within 50 miles. Distance to a branch rarely matters for Tye's 1,220 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Abilene, TX about 7 miles away.
How personal loans work in Tye
Tye is a small community of about 1,220 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Tye can be quoted different APRs on the same amount and term. The term you choose in Tye decides the split between a comfortable payment and the total interest you pay.
Tye: area, density and distance
Inside Tye's boundaries lie about 4.8 square miles of land, with no significant water area recorded. That land carries about 254 people per square mile. The largest place in Texas, Houston, lies about 323 miles away. Within 50 miles of Tye there are 13 larger Census places. By land area it ranks 380th of 1,224 Texas places.
The Tye borrowing checklist
Before you apply in Tye, a community of about 1,220, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Texas licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Tye-specific: the same Texas licensing and disclosure rules reach all 1,220 residents.
Which Texas laws govern a loan in Tye
Texas has no separate rate rule for Tye; the sourced rows below are what reach every lender that serves its 1,220 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Tye if my credit is poor?
What loan size can I expect in Tye?
Do I have to pledge anything to borrow in Tye?
Does comparing loans in Tye cost me credit score points?
Nearby places
- Abilene, TX — population 129,043
- Impact, TX — population 21
- Merkel, TX — population 2,433
- Hawley, TX — population 567
- Buffalo Gap, TX — population 617
- Tuscola, TX — population 839
- Trent, TX — population 294
- Anson, TX — population 2,302