Personal loans in Anson, TX
A lender that serves Anson operates under Texas lending statutes and a Texas supervisor. With roughly 2,302 residents, Anson is a small community, and the lending rules its borrowers live under are written in Texas, not by the city.
Anson ranks 562nd of 1,224 places in Texas, with a population near 2,302. Population in Anson climbed about 0.5% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Anson's 2,302 residents are no exception. A larger market lies at Merkel, TX about 21 miles away.
What the Census records for Anson
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 2,302 residents; Anson is the 562nd-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.5% since the 2020 count.
- Net change: roughly 11 more people than the 2020 Census counted.
- Size percentile: Anson's 2,302 people outrank roughly 54% of the places in Texas.
- Population density: about 834 people per square mile (Census land area 2.8 sq mi).
- Land area rank: Anson's 2.8 square miles rank 550th of 1,224 places in Texas.
- State population share: Anson accounts for about 0.0% of everyone in Texas.
- National standing: Anson ranks 7,109th of 19,457 US places.
- Growth rank: Anson's 2020-to-2023 change ranks 802nd of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Anson moved 0.5%.
- Density rank: Anson places 618th among Texas's places by people per square mile.
- Against the state median: Anson runs about 834 residents per square mile, where the Texas median is 840.
- Location: 32.7545 / -99.8962, per the US Census Bureau Gazetteer.
- Nearest larger cities: Merkel (21 mi); Abilene (23 mi); Stamford (27 mi); Haskell (30 mi); Clyde (33 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Hawley (11 mi); Lueders (16 mi); Hamlin (17 mi), each with its own Census population profile.
- Within a 50-mile radius: 22 smaller Census places.
- Larger places within 100 miles: 24.
Borrowing reach in Anson
With about 834 residents per square mile, Anson is moderately settled, and 6 larger Census places sit within 50 miles. Whether Anson has a local branch or not, a Texas-licensed lender can serve its 2,302 people online on the same terms. The nearest larger city, Merkel, TX about 21 miles away.
The state rulebook for Anson
Read the table as a lender's compliance picture for Anson: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Anson: area, density and distance
The Census Gazetteer records about 2.8 square miles of land within Anson, with no significant water area listed. With 2,302 residents, the land area yields roughly 834 people per square mile. Houston, the largest place in Texas, is about 336 miles from Anson. Anson has 6 larger places within a 50-mile radius. Within the same 50 miles lie 22 smaller Census places.
Anson's place among Texas's 1,224 places
Among Texas's 1,224 places, Anson sits at 562nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Anson stands 802nd among Texas's 1,224 places — roughly the 34th percentile. Its roughly 834 residents per square mile place it 618th among Texas's places. Within 50 miles sit 22 smaller Census places, alongside the 6 that are larger.
The Anson borrowing checklist
These steps shape the offer you get in Anson, a place of about 2,302 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Texas regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Anson-specific: the same Texas licensing and disclosure rules reach all 2,302 residents.
Common questions
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Nearby places
- Hawley, TX — population 567
- Hamlin, TX — population 1,851
- Lueders, TX — population 259
- Impact, TX — population 21
- Tye, TX — population 1,220
- Merkel, TX — population 2,433
- Abilene, TX — population 129,043
- Trent, TX — population 294