Personal loans in Truman, MN

With roughly 1,064 residents, Truman is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. Population in Truman dropped about 2.5% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Truman. Consumer lending that reaches Truman's 1,064 residents is governed by Minnesota statute; no city ordinance changes it. The nearest larger city is Fairmont, MN about 13 miles away.

The Truman data picture

Two layers matter for a Truman borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: 1,064 people, a figure that places Truman 347th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: About 2.5% below the 2020 Census base.
• People gained or lost: about 27 fewer since the 2020 base.
• Size percentile: about 59% of Minnesota communities are smaller than Truman (1,064 residents).
• Density: roughly 968 residents per square mile, spread over 1.1 sq mi of land.
• By land area: Truman ranks 472nd among Minnesota's 853 places, at 1.1 sq mi.
• State population share: Truman accounts for about 0.0% of everyone in Minnesota.
• Nationally: Truman is the 9,974th-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Truman stands 679th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Truman moved 2.5%.
• Density rank: Truman places 279th among Minnesota's places by people per square mile.
• Against the state median: Truman runs about 968 residents per square mile, where the Minnesota median is 607.
• Location: latitude 43.8279, longitude -94.4366 (Census Gazetteer).
• Nearest larger cities: Fairmont (13 mi); Winnebago (14 mi); St. James (14 mi); Madelia (15 mi); Blue Earth (21 mi). Lenders licensed in the state serve Truman whether or not they keep a local branch.
• Smaller places close by: Northrop (6 mi); Lewisville (7 mi); Granada (10 mi).
• Smaller neighbours: 79 places smaller than Truman sit within 50 miles.
• Within 100 miles: 190 places are larger than Truman.

Lender access in Truman

At roughly 968 people per square mile, Truman is moderately settled; 29 larger places lie within 50 miles. A Minnesota licence lets a lender serve Truman without a local office, so branch density does not change what its 1,064 residents are offered. The nearest larger city, Fairmont, MN about 13 miles away.

Truman: area, density and distance

Inside Truman's boundaries lie about 1.1 square miles of land, with no significant water area recorded. The resulting density is about 968 people per square mile. Minneapolis, the largest place in Minnesota, is about 97 miles from Truman. Within 50 miles of Truman there are 29 larger Census places. By land area it ranks 472nd of 853 Minnesota places.

The state rulebook for Truman

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Truman is bound by the same rules.

How Truman compares across Minnesota

Truman is the 347th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Truman stands 679th among Minnesota's 853 places — roughly the 20th percentile. At about 968 people per square mile, Truman is the 279th most densely settled place in Minnesota. The population moved by about 27 people between 2020 and 2023, a 2.5% shift.

The Truman borrowing checklist

Before you apply in Truman, a community of about 1,064, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Minnesota; what changes is your credit file, not the fact that Truman holds 1,064 people.