Personal loans in Lewisville, MN

Lewisville is a small community in Minnesota, with an estimated 202 residents, and every licensed lender here follows the same state rulebook. With 202 residents, Lewisville outranks about 24% of the communities in Minnesota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures put the 2020-to-2023 decrease in Lewisville at about 1.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Lewisville's 202 residents. The next larger city is Truman, MN about 7 miles away. Every figure below is Minnesota's own, applied to Lewisville's 202 residents, with the publisher and retrieval date attached.

Where Lewisville stands

Here is the sourced Census picture for Lewisville, plus the Minnesota lending rules that apply to a loan taken out here.

Before you apply in Lewisville

A sensible order of operations for a loan in Lewisville, home to about 202 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Test your amount and term in the personal loan calculator first.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Look the lender up in the Minnesota regulator's licence records before you sign.
  5. Decide the purpose and how you will repay it before approaching any lender.
  6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  7. Look for an origination fee or prepayment penalty in the written disclosure.

In Lewisville as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 202 residents.

Getting a loan in Lewisville

Lewisville is a moderately settled community of about 202 people, with 79 larger places inside a 50-mile radius. Whether Lewisville has a local branch or not, a Minnesota-licensed lender can serve its 202 people online on the same terms. For a larger market, the closest option is Truman, MN about 7 miles away.

Lewisville in state context

Set beside Minnesota's 853 places, Lewisville ranks 652nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lewisville stands 623rd among Minnesota's 853 places — roughly the 27th percentile. By density, at about 824 people per square mile, it ranks 338th in Minnesota. The population moved by about 4 people between 2020 and 2023, a 1.9% shift.

What Minnesota law requires in Lewisville

For the roughly 202 residents of Lewisville, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Land, water and location for Lewisville

The Census Gazetteer records about 0.2 square miles of land within Lewisville, with no significant water area listed. That land carries about 824 people per square mile. Minneapolis, the largest place in Minnesota, is about 92 miles from Lewisville. A 50-mile radius around Lewisville takes in 79 places that are larger. The 100-mile radius contains 406 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lewisville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lewisville is the same as anywhere in Minnesota.
What loan size can I expect in Lewisville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lewisville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lewisville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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