Personal loans in Lewisville, MN
Lewisville is a small community in Minnesota, with an estimated 202 residents, and every licensed lender here follows the same state rulebook. With 202 residents, Lewisville outranks about 24% of the communities in Minnesota.
Census figures put the 2020-to-2023 decrease in Lewisville at about 1.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Lewisville's 202 residents. The next larger city is Truman, MN about 7 miles away. Every figure below is Minnesota's own, applied to Lewisville's 202 residents, with the publisher and retrieval date attached.
Where Lewisville stands
Here is the sourced Census picture for Lewisville, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: an estimated 202 residents, 652nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.9% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: with 202 residents, Lewisville is larger than about 24% of Minnesota's Census places.
- Population density: about 824 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Lewisville's 0.2 square miles rank 811th of 853 places in Minnesota.
- State population share: Lewisville accounts for about 0.0% of everyone in Minnesota.
- National rank: Lewisville is the 16,465th most populous of the 19,457 Census places covered here.
- Growth rank: Lewisville's 2020-to-2023 change ranks 623rd of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Lewisville's 1.9%.
- Density rank: Lewisville is the 338th most densely settled place in Minnesota.
- Density vs Minnesota: Lewisville's 824 people per square mile compare with a state median of 607.
- Location: the Census Gazetteer records it at 43.9241, -94.4341.
- Nearest larger cities: Truman (7 mi); Madelia (9 mi); St. James (10 mi); Northrop (13 mi); Vernon Center (14 mi). Living near a larger metro rarely changes what is available in Lewisville.
- Nearest smaller towns: La Salle (12 mi); Ormsby (14 mi); Odin (16 mi).
- Within a 50-mile radius: 22 smaller Census places.
- Larger places within 100 miles: 406.
Before you apply in Lewisville
A sensible order of operations for a loan in Lewisville, home to about 202 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Lewisville as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 202 residents.
Getting a loan in Lewisville
Lewisville is a moderately settled community of about 202 people, with 79 larger places inside a 50-mile radius. Whether Lewisville has a local branch or not, a Minnesota-licensed lender can serve its 202 people online on the same terms. For a larger market, the closest option is Truman, MN about 7 miles away.
Lewisville in state context
Set beside Minnesota's 853 places, Lewisville ranks 652nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lewisville stands 623rd among Minnesota's 853 places — roughly the 27th percentile. By density, at about 824 people per square mile, it ranks 338th in Minnesota. The population moved by about 4 people between 2020 and 2023, a 1.9% shift.
What Minnesota law requires in Lewisville
For the roughly 202 residents of Lewisville, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Land, water and location for Lewisville
The Census Gazetteer records about 0.2 square miles of land within Lewisville, with no significant water area listed. That land carries about 824 people per square mile. Minneapolis, the largest place in Minnesota, is about 92 miles from Lewisville. A 50-mile radius around Lewisville takes in 79 places that are larger. The 100-mile radius contains 406 larger places.
Common questions
What are my options in Lewisville if my credit is poor?
What loan size can I expect in Lewisville?
Do I have to pledge anything to borrow in Lewisville?
Does comparing loans in Lewisville cost me credit score points?
Nearby places
- Truman, MN — population 1,064
- Madelia, MN — population 2,375
- Northrop, MN — population 217
- St. James, MN — population 4,699
- La Salle, MN — population 75
- Hanska, MN — population 380
- Granada, MN — population 282
- Vernon Center, MN — population 317