Personal loans in Triadelphia, WV
The 2020 count to the 2023 estimate shows about 3.1% decline in Triadelphia. Triadelphia is one of 230 Census places in West Virginia; its 651 residents put it at 134th.
Triadelphia is a small community in West Virginia, with an estimated 651 residents, and every licensed lender here follows the same state rulebook. Price two or three terms so you can see which payment is truly affordable in Triadelphia. Lenders active in Triadelphia report to a West Virginia supervisor, identified in the sourced rows below. The next larger city is Bethlehem, WV about 3 miles away.
Triadelphia by the numbers
Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.
- Population: about 651, ranked 134th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 3.1%.
- Absolute change: 21 residents lost between 2020 and 2023.
- Size percentile: about 42% of West Virginia's Census places are smaller than Triadelphia.
- Population density: about 966 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Triadelphia covers 0.7 square miles, the 132nd-largest area among West Virginia's 230 places.
- Share of state population: Triadelphia's 651 residents are about 0.1% of West Virginia.
- National standing: Triadelphia ranks 12,100th of 19,457 US places.
- Growth rank: Triadelphia's 2020-to-2023 change ranks 118th of 230 places in West Virginia.
- Against the state trend: Triadelphia's 3.1% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Triadelphia places 123rd among West Virginia's places by people per square mile.
- Density vs West Virginia: Triadelphia's 966 people per square mile compare with a state median of 1,021.
- Location: coordinates 40.0432, -80.6183 (US Census Bureau Gazetteer).
- Nearest larger cities: Bethlehem (3 mi); Wheeling (5 mi); Benwood (7 mi); Bridgeport (7 mi); Bellaire (7 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Valley Grove (4 mi); Clearview (8 mi); Brookside (8 mi).
- Within a 50-mile radius: 95 smaller Census places.
- Larger places within 100 miles: 456.
What a Triadelphia borrower is actually offered
With roughly 651 residents, Triadelphia is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Triadelphia can be quoted different APRs on the same amount and term. Shortening the term on a Triadelphia loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Triadelphia in state context
Triadelphia is the 134th-largest of 230 Census places in West Virginia and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Triadelphia stands 118th among West Virginia's 230 places — roughly the 49th percentile. Its roughly 966 residents per square mile place it 123rd among West Virginia's places. The population moved by about 21 people between 2020 and 2023, a 3.1% shift.
How West Virginia law applies in Triadelphia
This table holds the West Virginia rate and licensing rules for consumer loans made to Triadelphia's 651 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Steps to take before a Triadelphia loan
For Triadelphia's roughly 651 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Check the West Virginia regulator's records to confirm the lender is licensed here.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
None of these steps is Triadelphia-specific: the same West Virginia licensing and disclosure rules reach all 651 residents.
Where Triadelphia sits
Triadelphia's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. With 651 residents, the land area yields roughly 966 people per square mile. For the state's biggest city, Charleston, the distance is roughly 129 miles. Within 50 miles of Triadelphia there are 174 larger Census places. Within the same 50 miles lie 95 smaller Census places.
Common questions
What are my options in Triadelphia if my credit is poor?
What loan size can I expect in Triadelphia?
Do I have to pledge anything to borrow in Triadelphia?
Does comparing loans in Triadelphia cost me credit score points?
Nearby places
- Valley Grove, WV — population 265
- Bethlehem, WV — population 2,553
- Wheeling, WV — population 26,208
- Benwood, WV — population 1,191
- Clearview, WV — population 459
- West Liberty, WV — population 1,441
- Martins Ferry, OH — population 6,076
- McMechen, WV — population 1,613