Personal loans in Benwood, WV

Verify the lender's West Virginia licence against the regulator named below before borrowing in Benwood. The 2020 count to the 2023 estimate shows about 4.9% decline in Benwood. To lend to Benwood's 1,191 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. The nearest larger metro is Bellaire, OH about 1 miles away.

Benwood: the sourced local profile

Most of what governs a Benwood loan is written in West Virginia law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 1,191 residents, 93rd of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 4.9% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 61 residents.
• Size percentile: bigger than about 60% of the places in West Virginia, with 1,191 residents in Benwood.
• Land and density: 1.3 square miles of land carry roughly 912 residents per square mile.
• By land area: Benwood ranks 75th among West Virginia's 230 places, at 1.3 sq mi.
• Water area rank: Benwood ranks 12th among West Virginia's 230 places, with 0.57 sq mi.
• State share: roughly 0.2% of West Virginia's residents live in Benwood (1,191 people).
• National rank: Benwood is the 9,581st most populous of the 19,457 Census places covered here.
• Growth in West Virginia: Benwood stands 191st by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Benwood's 4.9% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Benwood is the 134th most densely settled place in West Virginia.
• Density in context: Benwood's 912 people per square mile sit against a West Virginia median of 1,021.
• Location: coordinates 40.0046, -80.7306 (US Census Bureau Gazetteer).
• Nearest larger cities: Bellaire (1 mi); McMechen (1 mi); Shadyside (3 mi); Bethlehem (4 mi); Glen Dale (4 mi). Larger metros often have more branches, but online lenders reach Benwood on the same terms.
• Nearest smaller places: Brookside (5 mi); Triadelphia (7 mi); Clearview (10 mi).
• Within a 50-mile radius: 128 smaller Census places.
• Larger places within 100 miles: 346.

How lenders reach Benwood

At roughly 912 people per square mile, Benwood is moderately settled; 100 larger places lie within 50 miles. Whether Benwood has a local branch or not, a West Virginia-licensed lender can serve its 1,191 people online on the same terms. The nearest larger city, Bellaire, OH about 1 miles away.

How Benwood compares across West Virginia

Against West Virginia's other places, Benwood accounts for about 0.2% of the state's population and ranks 93rd of 230 by size. Its 2020-to-2023 change ranks 191st of 230 West Virginia places, putting it near the 17th percentile for growth. At about 912 people per square mile, Benwood is the 134th most densely settled place in West Virginia. Within 50 miles sit 128 smaller Census places, alongside the 100 that are larger.

How West Virginia law applies in Benwood

Read the table as a lender's compliance picture for Benwood: the rule, the sourced figure, the publisher and the date.

What to do before borrowing in Benwood

A sensible order of operations for a loan in Benwood, home to about 1,191 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Benwood as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 1,191 residents.

Where Benwood sits

Inside Benwood's boundaries lie roughly 1.3 square miles of land and 0.57 square miles of water. The resulting density is about 912 people per square mile. The state's population centre of gravity, Charleston, is roughly 124 miles away. A 50-mile radius around Benwood takes in 100 places that are larger. The 100-mile radius contains 346 larger places.