Personal loans in Tishomingo, MS
At about 363 residents, Tishomingo is larger than roughly 22% of the places in Mississippi. The roughly 363 people who live in Tishomingo borrow under Mississippi rules; city hall sets no personal-loan rate.
Population in Tishomingo dropped about 2.7% over the three years from 2020 to 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Tishomingo loan. A single loan can carry different costs on either side of a state line, and Tishomingo sits on the Mississippi side of that line. Borrowers who want a bigger city can look to Belmont, MS about 9 miles away.
Borrowing in Tishomingo: the local picture
The figures below are Tishomingo's own — Census population, land area and coordinates — followed by the Mississippi rules.
- Population: an estimated 363 residents, 232nd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 2.7%.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: Tishomingo sits ahead of around 22% of Mississippi places, at 363 people.
- Land and density: 0.9 square miles of land carry roughly 426 residents per square mile.
- By land area: Tishomingo ranks 256th among Mississippi's 299 places, at 0.9 sq mi.
- Share of state population: Tishomingo's 363 residents are about 0.0% of Mississippi.
- National rank: Tishomingo sits 14,488th by population among the 19,457 places in this dataset.
- Growth rank: Tishomingo's 2020-to-2023 change ranks 152nd of 299 places in Mississippi.
- Versus Mississippi: the state average change is -2.3%, while Tishomingo moved 2.7%.
- Density rank: Tishomingo is the 152nd most densely settled place in Mississippi.
- Against the state median: Tishomingo runs about 426 residents per square mile, where the Mississippi median is 434.
- Location: coordinates 34.6383, -88.2291 (US Census Bureau Gazetteer).
- Nearest larger cities: Belmont (9 mi); Iuka (12 mi); Burnsville (14 mi); Red Bay (15 mi); Cherokee (17 mi). Online lenders reach Tishomingo no matter how far the nearest branch is.
- Nearest smaller towns: Paden (2 mi); Golden (11 mi); Marietta (17 mi).
- Within a 50-mile radius: 13 smaller Census places.
- At 100 miles: 211 larger Census places fall inside that radius.
What is available to Tishomingo borrowers
Tishomingo is a lightly settled community of about 363 people, with 61 larger places inside a 50-mile radius. What is available to Tishomingo's 363 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Belmont, MS about 9 miles away.
The geography behind Tishomingo
Inside Tishomingo's boundaries lie about 0.9 square miles of land, with no significant water area recorded. With 363 residents, the land area yields roughly 426 people per square mile. For the state's biggest city, Jackson, the distance is roughly 197 miles. Counting outward 50 miles, 61 larger communities surround Tishomingo. By land area it ranks 256th of 299 Mississippi places.
Tishomingo against the rest of Mississippi
Set beside Mississippi's 299 places, Tishomingo ranks 232nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Tishomingo ranks 152nd of 299 in Mississippi (about the 49th percentile). At about 426 people per square mile, Tishomingo is the 152nd most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 10 residents.
A pre-application checklist for Tishomingo
Complete these steps first when you borrow in Tishomingo (363 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Mississippi licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Mississippi; what changes is your credit file, not the fact that Tishomingo holds 363 people.
What Mississippi law requires in Tishomingo
These are Mississippi's sourced lending facts as they reach Tishomingo's 363 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
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Nearby places
- Paden, MS — population 102
- Belmont, MS — population 1,815
- Golden, MS — population 187
- Iuka, MS — population 3,077
- Burnsville, MS — population 845
- Red Bay, AL — population 3,184
- Marietta, MS — population 195
- Cherokee, AL — population 966