Personal loans in Paden, MS

For a community of about 102, the practical step is to compare APR across at least three lenders before committing. Consumer lending that reaches Paden's 102 residents is governed by Mississippi statute; no city ordinance changes it. From the 2020 Census base to the 2023 estimate, the population declined by about 2.9%. The next larger city is Tishomingo, MS about 2 miles away.

Paden: population, trend and location

Here is the sourced Census picture for Paden, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 102 residents; Paden is the 293rd-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: bigger than about 2% of the places in Mississippi, with 102 residents in Paden.
• Population density: about 113 people per square mile (Census land area 0.9 sq mi).
• By land area: Paden ranks 253rd among Mississippi's 299 places, at 0.9 sq mi.
• Share of state population: Paden's 102 residents are about 0.0% of Mississippi.
• National rank: Paden sits 18,095th by population among the 19,457 places in this dataset.
• Growth rank: Paden's 2020-to-2023 change ranks 161st of 299 places in Mississippi.
• Against the state trend: Paden's 2.9% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Paden places 272nd among Mississippi's places by people per square mile.
• Density vs Mississippi: Paden's 113 people per square mile compare with a state median of 434.
• Location: coordinates 34.6603, -88.2605 (US Census Bureau Gazetteer).
• Nearest larger cities: Tishomingo (2 mi); Iuka (11 mi); Belmont (11 mi); Burnsville (12 mi); Golden (13 mi). Larger metros often have more branches, but online lenders reach Paden on the same terms.
• Smaller places nearby: Gattman (54 mi); Natural Bridge (54 mi); Silerton (56 mi).
• Smaller neighbours: 0 places smaller than Paden sit within 50 miles.
• Within 100 miles: 256 places are larger than Paden.

Where Paden sits

Inside Paden's boundaries lie about 0.9 square miles of land, with no significant water area recorded. The resulting density is about 113 people per square mile. For the state's biggest city, Jackson, the distance is roughly 197 miles. A 50-mile radius around Paden takes in 72 places that are larger. By land area it ranks 253rd of 299 Mississippi places.

Which Mississippi laws govern a loan in Paden

The rows below set out what a licensed lender must follow in Mississippi, and so for Paden's roughly 102 residents.

Inside a Paden personal loan

In Paden, a small community of about 102, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Paden can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Paden loan but raises total interest, so the smallest payment is not the cheapest loan.

The Paden borrowing checklist

Before you hand your details to a lender in Paden, where the population is near 102:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Paden and the rest of Mississippi is not the process but the borrower's own file, among the 102 people here.

Where Paden sits in Mississippi

Against Mississippi's other places, Paden accounts for about 0.0% of the state's population and ranks 293rd of 299 by size. On the 2020-to-2023 trend, Paden stands 161st among Mississippi's 299 places — roughly the 46th percentile. At about 113 people per square mile, Paden is the 272nd most densely settled place in Mississippi. The population moved by about 3 people between 2020 and 2023, a 2.9% shift.