Personal loans in Tiki Island, TX
Tiki Island is home to roughly 1,109 people and stands 774th by size out of 1,224 Census places in Texas.
Tiki Island is a small community in Texas, with an estimated 1,109 residents, and every licensed lender here follows the same state rulebook. Read the disclosure for an origination fee and any prepayment penalty before signing in Tiki Island. Every figure below is Texas's own, applied to Tiki Island's 1,109 residents, with the publisher and retrieval date attached. Tiki Island gained roughly 0.2% in population across the 2020-to-2023 comparison. The closest larger place is Bayou Vista, TX about 2 miles away.
What the Census records for Tiki Island
Most of what governs a Tiki Island loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 1,109 residents, 774th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 0.2% since the 2020 count.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: roughly 37% of Texas's places have fewer residents than Tiki Island's 1,109.
- Density: the Census land area of 0.5 sq mi holds about 2,330 people per square mile.
- Land area: Tiki Island covers 0.5 square miles, the 1,156th-largest area among Texas's 1,224 places.
- Water: Tiki Island holds about 1.11 square miles, the 63rd-largest water area in Texas.
- Share of state population: Tiki Island's 1,109 residents are about 0.0% of Texas.
- Nationally: Tiki Island is the 9,829th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Tiki Island stands 835th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Tiki Island's 0.2%.
- Density rank: Tiki Island is the 135th most densely settled place in Texas.
- Against the state median: Tiki Island runs about 2,330 residents per square mile, where the Texas median is 840.
- Location: coordinates 29.2973, -94.9149 (US Census Bureau Gazetteer).
- Nearest larger cities: Bayou Vista (2 mi); Hitchcock (6 mi); La Marque (7 mi); Galveston (8 mi); Texas City (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Jamaica Beach (8 mi); Hillcrest Village (20 mi); Liverpool (22 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 117 larger Census places fall inside that radius.
The state rulebook for Tiki Island
When Texas does not publish a figure, the row links to the source instead of inventing a number; Tiki Island is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Where Tiki Island sits in Texas
Against Texas's other places, Tiki Island accounts for about 0.0% of the state's population and ranks 774th of 1,224 by size. For population change between 2020 and 2023, Tiki Island ranks 835th of 1,224 in Texas (about the 32th percentile). At about 2,330 people per square mile, Tiki Island is the 135th most densely settled place in Texas. The population moved by about 2 people between 2020 and 2023, a 0.2% shift.
What is available to Tiki Island borrowers
Tiki Island is a fairly dense community of about 1,109 people, with 58 larger places inside a 50-mile radius. Whether Tiki Island has a local branch or not, a Texas-licensed lender can serve its 1,109 people online on the same terms. The nearest larger city, Bayou Vista, TX about 2 miles away.
The anatomy of a Tiki Island personal loan
A Tiki Island personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,109 residents. Two numbers drive a Tiki Island loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Tiki Island loan is knowable in advance — unlike a revolving card balance.
A pre-application checklist for Tiki Island
Before you apply in Tiki Island, a community of about 1,109, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Texas; what changes is your credit file, not the fact that Tiki Island holds 1,109 people.
Common questions
What are my options in Tiki Island if my credit is poor?
What loan size can I expect in Tiki Island?
Do I have to pledge anything to borrow in Tiki Island?
Does comparing loans in Tiki Island cost me credit score points?
Nearby places
- Bayou Vista, TX — population 1,765
- Hitchcock, TX — population 7,710
- La Marque, TX — population 19,605
- Galveston, TX — population 53,237
- Jamaica Beach, TX — population 1,076
- Texas City, TX — population 56,609
- Santa Fe, TX — population 12,980
- Dickinson, TX — population 21,834