Personal loans in Hitchcock, TX
Hitchcock is a small town of about 7,710 residents, and a personal loan taken out here is governed by Texas statute. Compare APR, not the interest rate, because the APR folds in most fees on a Hitchcock loan. Hitchcock ranks 291st of 1,224 places in Texas, with a population near 7,710. Which products a lender may offer to Hitchcock's 7,710 residents follows from the Texas consumer-lending framework. From the 2020 Census base to the 2023 estimate, the population rose by about 5.5%. The closest larger city is La Marque, TX about 6 miles away.
Where Hitchcock stands
What follows is Hitchcock's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 7,710 people, a figure that places Hitchcock 291st among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 5.5% across the 2020-to-2023 comparison.
- Absolute change: 402 residents added between 2020 and 2023.
- Size percentile: about 76% of Texas's Census places are smaller than Hitchcock.
- Density: the Census land area of 60.4 sq mi holds about 128 people per square mile.
- Land area: Hitchcock covers 60.4 square miles, the 30th-largest area among Texas's 1,224 places.
- Water area: Hitchcock has 31.71 square miles of water, ranking 7th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Hitchcock.
- National rank: Hitchcock is the 3,762nd most populous of the 19,457 Census places covered here.
- Growth rank: Hitchcock's 2020-to-2023 change ranks 410th of 1,224 places in Texas.
- Against the state trend: Hitchcock's 5.5% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Hitchcock is the 1,179th most densely settled place in Texas.
- Against the state median: Hitchcock runs about 128 residents per square mile, where the Texas median is 840.
- Location: latitude 29.2826, longitude -95.0076 (Census Gazetteer).
- Nearest larger cities: La Marque (6 mi); Galveston (7 mi); Santa Fe (9 mi); Dickinson (12 mi); Texas City (13 mi). Online lenders reach Hitchcock no matter how far the nearest branch is.
- Nearest smaller towns: Bayou Vista (5 mi); Tiki Island (6 mi); Jamaica Beach (7 mi) — useful context for the surrounding area.
- Smaller neighbours: 42 places smaller than Hitchcock sit within 50 miles.
- Larger places within 100 miles: 54.
Hitchcock's place among Texas's 1,224 places
Among Texas's 1,224 places, Hitchcock sits at 291st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 410th of 1,224 Texas places, putting it near the 67th percentile for growth. By density, at about 128 people per square mile, it ranks 1,179th in Texas. The population moved by about 402 people between 2020 and 2023, a 5.5% shift.
Borrowing reach in Hitchcock
Hitchcock is a lightly settled community of about 7,710 people, with 32 larger places inside a 50-mile radius. A Texas licence lets a lender serve Hitchcock without a local office, so branch density does not change what its 7,710 residents are offered. For a larger market, the closest option is La Marque, TX about 6 miles away.
Where Hitchcock sits
Inside Hitchcock's boundaries lie roughly 60.4 square miles of land and 31.71 square miles of water. That land carries about 128 people per square mile. For the state's biggest city, Houston, the distance is roughly 42 miles. Counting outward 50 miles, 32 larger communities surround Hitchcock. By land area it ranks 30th of 1,224 Texas places.
What Texas law requires in Hitchcock
For the roughly 7,710 residents of Hitchcock, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How personal loans work in Hitchcock
Hitchcock is a small town of about 7,710 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Hitchcock loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Hitchcock loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Bayou Vista, TX — population 1,765
- La Marque, TX — population 19,605
- Tiki Island, TX — population 1,109
- Jamaica Beach, TX — population 1,076
- Galveston, TX — population 53,237
- Santa Fe, TX — population 12,980
- Dickinson, TX — population 21,834
- Texas City, TX — population 56,609