Personal loans in Throckmorton, TX
An estimated 765 people make their home in Throckmorton, a figure that ranks 882nd in Texas. Census figures put the 2020-to-2023 increase in Throckmorton at about 5.7%.
If you are weighing a personal loan in Throckmorton, start from the payment you can carry; its 765 residents face the same statewide rules. State law, not city hall, decides what a lender may do to Throckmorton's roughly 765 residents, and a state regulator supervises it. Price two or three terms so you can see which payment is truly affordable in Throckmorton. The closest larger city is Stamford, TX about 26 miles away.
Throckmorton by the numbers
What follows is Throckmorton's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 765 people live here, which puts Throckmorton 882nd of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A rise of about 5.7% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 41 residents.
- Size percentile: Throckmorton's 765 people outrank roughly 28% of the places in Texas.
- Land and density: 1.7 square miles of land carry roughly 460 residents per square mile.
- Land area: Throckmorton covers 1.7 square miles, the 806th-largest area among Texas's 1,224 places.
- State population share: Throckmorton accounts for about 0.0% of everyone in Texas.
- National standing: Throckmorton ranks 11,388th of 19,457 US places.
- Growth in Texas: Throckmorton stands 397th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Throckmorton's 5.7%.
- Density rank: Throckmorton is the 909th most densely settled place in Texas.
- Density in context: Throckmorton's 460 people per square mile sit against a Texas median of 840.
- Location: it lies at 33.1821, -99.1798 in the Census Gazetteer.
- Nearest larger cities: Stamford (26 mi); Olney (27 mi); Seymour (29 mi); Munday (32 mi); Haskell (32 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Woodson (14 mi); Megargel (24 mi); Newcastle (25 mi).
- Smaller places within 50 miles: 12 of them.
- Larger places within 100 miles: 76.
Land, water and location for Throckmorton
Throckmorton covers about 1.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 460 residents per square mile. For the state's biggest city, Houston, the distance is roughly 324 miles. Throckmorton has 10 larger places within a 50-mile radius. By land area it ranks 806th of 1,224 Texas places.
Where Throckmorton sits in Texas
Against Texas's other places, Throckmorton accounts for about 0.0% of the state's population and ranks 882nd of 1,224 by size. For population change between 2020 and 2023, Throckmorton ranks 397th of 1,224 in Texas (about the 68th percentile). At about 460 people per square mile, Throckmorton is the 909th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 41 residents.
A practical checklist for Throckmorton borrowers
A sensible order of operations for a loan in Throckmorton, home to about 765 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Texas regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Throckmorton as elsewhere in Texas, the written terms — not the advertisement — are what count for its 765 residents.
What Texas law requires in Throckmorton
For the roughly 765 residents of Throckmorton, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Getting a loan in Throckmorton
At roughly 460 people per square mile, Throckmorton is lightly settled; 10 larger places lie within 50 miles. A Texas licence lets a lender serve Throckmorton without a local office, so branch density does not change what its 765 residents are offered. The nearest bigger place is Stamford, TX about 26 miles away.
Common questions
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Nearby places
- Woodson, TX — population 233
- Megargel, TX — population 179
- Seymour, TX — population 2,576
- Newcastle, TX — population 535
- Stamford, TX — population 2,942
- Goree, TX — population 159
- Olney, TX — population 3,017
- Albany, TX — population 1,923