Personal loans in Goree, TX
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Goree's 159 residents.
The first question in Goree is not the rate on offer but whether the payment fits; about 159 people live here under Texas lending law. An estimated 159 people make their home in Goree, a figure that ranks 1,180th in Texas. Goree lost roughly 0.6% of its population across the 2020-to-2023 comparison. For a community of about 159, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Munday, TX about 6 miles away.
Borrowing in Goree: the local picture
What follows is Goree's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 159, ranked 1,180th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.6% from 2020 to 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 4% of Texas's places have fewer residents than Goree's 159.
- Density: roughly 110 residents per square mile, spread over 1.4 sq mi of land.
- Land area rank: Goree's 1.4 square miles rank 871st of 1,224 places in Texas.
- Share of state population: Goree's 159 residents are about 0.0% of Texas.
- National rank: Goree sits 17,139th by population among the 19,457 places in this dataset.
- Growth in Texas: Goree stands 938th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Goree's 0.6%.
- Density in Texas: Goree ranks 1,193rd by people per square mile.
- Against the state median: Goree runs about 110 residents per square mile, where the Texas median is 840.
- Location: mapped by the US Census Bureau at 33.4680, -99.5236.
- Nearest larger cities: Munday (6 mi); Weinert (13 mi); Knox City (17 mi); Benjamin (17 mi); Seymour (18 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: O'Brien (19 mi); Impact (68 mi); Elmer (71 mi), each with its own Census population profile.
- Within a 50-mile radius: 1 smaller Census places.
- At 100 miles: 108 larger Census places fall inside that radius.
Which Texas laws govern a loan in Goree
Read the table as a lender's compliance picture for Goree: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What is available to Goree borrowers
With about 110 residents per square mile, Goree is lightly settled, and 18 larger Census places sit within 50 miles. A Texas licence lets a lender serve Goree without a local office, so branch density does not change what its 159 residents are offered. The nearest bigger place is Munday, TX about 6 miles away.
How a Goree personal loan is priced
In Goree, a small community of about 159, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Goree lender to disclose the APR and finance charge before you sign. The term you choose in Goree decides the split between a comfortable payment and the total interest you pay.
The geography behind Goree
Goree covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 110 residents per square mile. The largest place in Texas, Houston, lies about 352 miles away. Within 50 miles of Goree there are 18 larger Census places. By land area it ranks 871st of 1,224 Texas places.
The Goree borrowing checklist
Before you apply in Goree, a community of about 159, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Texas licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Goree-specific: the same Texas licensing and disclosure rules reach all 159 residents.
Common questions
What are my options in Goree if my credit is poor?
What loan size can I expect in Goree?
Do I have to pledge anything to borrow in Goree?
Does comparing loans in Goree cost me credit score points?
Nearby places
- Munday, TX — population 1,222
- Weinert, TX — population 170
- Benjamin, TX — population 198
- Seymour, TX — population 2,576
- Knox City, TX — population 1,046
- O'Brien, TX — population 88
- Rochester, TX — population 244
- Haskell, TX — population 3,058