Personal loans in Knox City, TX

Rate ceilings, licensing requirements and product limits for Knox City are all set at the Texas level. Knox City is home to roughly 1,046 people and stands 786th by size out of 1,224 Census places in Texas. Begin with the payment, then weigh APR and total interest across the lenders that reach Knox City's 1,046 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%. The nearest larger metro is Munday, TX about 11 miles away.

Knox City by the numbers

Here is the sourced Census picture for Knox City, plus the Texas lending rules that apply to a loan taken out here.

• Population: 1,046 people, a figure that places Knox City 786th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.6% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
• Size percentile: bigger than about 36% of the places in Texas, with 1,046 residents in Knox City.
• Population density: about 1,256 people per square mile (Census land area 0.8 sq mi).
• Land area rank: Knox City's 0.8 square miles rank 1,056th of 1,224 places in Texas.
• State population share: Knox City accounts for about 0.0% of everyone in Texas.
• National rank: Knox City is the 10,038th most populous of the 19,457 Census places covered here.
• Growth rank: Knox City's 2020-to-2023 change ranks 1,019th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Knox City's 1.6%.
• Density rank: Knox City is the 371st most densely settled place in Texas.
• Against the state median: Knox City runs about 1,256 residents per square mile, where the Texas median is 840.
• Location: it lies at 33.4176, -99.8157 in the Census Gazetteer.
• Nearest larger cities: Munday (11 mi); Haskell (18 mi); Stamford (29 mi); Seymour (34 mi); Hamlin (41 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: O'Brien (3 mi); Rochester (8 mi); Weinert (10 mi).
• Smaller places within 50 miles: 12 of them.
• At 100 miles: 44 larger Census places fall inside that radius.

Land, water and location for Knox City

Inside Knox City's boundaries lie about 0.8 square miles of land, with no significant water area recorded. That land carries about 1,256 people per square mile. The largest place in Texas, Houston, lies about 362 miles away. Knox City has 6 larger places within a 50-mile radius. By land area it ranks 1,056th of 1,224 Texas places.

How lenders reach Knox City

At roughly 1,256 people per square mile, Knox City is moderately settled; 6 larger places lie within 50 miles. A Texas licence lets a lender serve Knox City without a local office, so branch density does not change what its 1,046 residents are offered. The nearest larger city, Munday, TX about 11 miles away.

What shapes a Knox City personal loan

Knox City is a small community of about 1,046 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Knox City lender to disclose the APR and finance charge before you sign. The term you choose in Knox City decides the split between a comfortable payment and the total interest you pay.

Knox City's place among Texas's 1,224 places

Against Texas's other places, Knox City accounts for about 0.0% of the state's population and ranks 786th of 1,224 by size. Its 2020-to-2023 change ranks 1,019th of 1,224 Texas places, putting it near the 17th percentile for growth. Its roughly 1,256 residents per square mile place it 371st among Texas's places. In land area, Knox City ranks 1,056th among Texas's 1,224 places.

What Texas law requires in Knox City

This table holds the Texas rate and licensing rules for consumer loans made to Knox City's 1,046 residents.