Personal loans in Thornton, IA

Population in Thornton dropped about 3.0% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Thornton's 393 residents are no exception. The closest larger place is Sheffield, IA about 10 miles away. State law, not city hall, decides what a lender may do to Thornton's roughly 393 residents, and a state regulator supervises it.

What the Census records for Thornton

Here is the sourced Census picture for Thornton, plus the Iowa lending rules that apply to a loan taken out here.

• Population: about 393, ranked 491st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 3.0%.
• Absolute change: 12 residents lost between 2020 and 2023.
• Size percentile: about 48% of Iowa communities are smaller than Thornton (393 residents).
• Population density: about 316 people per square mile (Census land area 1.2 sq mi).
• By land area: Thornton ranks 308th among Iowa's 940 places, at 1.2 sq mi.
• State share: roughly 0.0% of Iowa's residents live in Thornton (393 people).
• Nationally: Thornton is the 14,169th-largest of 19,457 Census places in the dataset.
• Growth rank: Thornton ranks 805th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Thornton's 3.0%.
• Density rank: Thornton places 727th among Iowa's places by people per square mile.
• Density vs Iowa: Thornton's 316 people per square mile compare with a state median of 672.
• Location: latitude 42.9442, longitude -93.3870 (Census Gazetteer).
• Nearest larger cities: Sheffield (10 mi); Rockwell (10 mi); Klemme (12 mi); Latimer (13 mi); Belmond (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Swaledale (4 mi); Meservey (5 mi); Alexander (11 mi).
• Smaller neighbours: 64 places smaller than Thornton sit within 50 miles.
• Within 100 miles: 296 places are larger than Thornton.

The state rulebook for Thornton

Below are the Iowa rules that apply to a loan made in Thornton, each with the regulator that issued it.

Thornton in state context

Within Iowa, Thornton holds roughly 0.0% of all residents, the 491st-largest share among 940 places. For population change between 2020 and 2023, Thornton ranks 805th of 940 in Iowa (about the 14th percentile). At about 316 people per square mile, Thornton is the 727th most densely settled place in Iowa. In land area, Thornton ranks 308th among Iowa's 940 places.

Borrowing reach in Thornton

Thornton is lightly settled, with about 316 people per square mile and 60 larger places within 50 miles. Whether Thornton has a local branch or not, a Iowa-licensed lender can serve its 393 people online on the same terms. The nearest bigger place is Sheffield, IA about 10 miles away.

Where Thornton sits

Inside Thornton's boundaries lie about 1.2 square miles of land, with no significant water area recorded. With 393 residents, the land area yields roughly 316 people per square mile. The state's population centre of gravity, Des Moines, is roughly 95 miles away. A 50-mile radius around Thornton takes in 60 places that are larger. Within the same 50 miles lie 64 smaller Census places.

How personal loans work in Thornton

With roughly 393 residents, Thornton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Thornton's 393 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Thornton loan is knowable in advance — unlike a revolving card balance.