Personal loans in Meservey, IA

About 212 people live in Meservey, placing it 652nd of 940 Census places in Iowa. Verify the lender's Iowa licence against the regulator named below before borrowing in Meservey. The 2020 count to the 2023 estimate shows about 3.6% decline in Meservey. Borrowers who want a bigger city can look to Thornton, IA about 5 miles away.

The Meservey data picture

Meservey is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 212 residents; Meservey is the 652nd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 3.6% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
• Size percentile: with 212 residents, Meservey is larger than about 31% of Iowa's Census places.
• Density: the Census land area of 1.5 sq mi holds about 142 people per square mile.
• Land area: Meservey covers 1.5 square miles, the 266th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Meservey (212 people).
• National standing: Meservey ranks 16,299th of 19,457 US places.
• Growth rank: Meservey's 2020-to-2023 change ranks 885th of 940 places in Iowa.
• Against the state trend: Meservey's 3.6% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Meservey ranks 870th by people per square mile.
• Against the state median: Meservey runs about 142 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 42.9156, -93.4733.
• Nearest larger cities: Thornton (5 mi); Belmond (8 mi); Klemme (9 mi); Latimer (12 mi); Sheffield (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Goodell (7 mi); Alexander (8 mi); Swaledale (9 mi).
• Smaller neighbours: 42 places smaller than Meservey sit within 50 miles.
• At 100 miles: 384 larger Census places fall inside that radius.

Meservey: area, density and distance

The Census Gazetteer records about 1.5 square miles of land within Meservey, with no significant water area listed. The resulting density is about 142 people per square mile. Des Moines, the largest place in Iowa, is about 93 miles from Meservey. Meservey has 87 larger places within a 50-mile radius. Within the same 50 miles lie 42 smaller Census places.

What to do before borrowing in Meservey

For Meservey's roughly 212 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Meservey and the rest of Iowa is not the process but the borrower's own file, among the 212 people here.

What is available to Meservey borrowers

At roughly 142 people per square mile, Meservey is lightly settled; 87 larger places lie within 50 miles. Whether Meservey has a local branch or not, a Iowa-licensed lender can serve its 212 people online on the same terms. The nearest larger city, Thornton, IA about 5 miles away.

Meservey in state context

Within Iowa, Meservey holds roughly 0.0% of all residents, the 652nd-largest share among 940 places. On the 2020-to-2023 trend, Meservey stands 885th among Iowa's 940 places — roughly the 6th percentile. At about 142 people per square mile, Meservey is the 870th most densely settled place in Iowa. Within 50 miles sit 42 smaller Census places, alongside the 87 that are larger.

Iowa rules behind a Meservey personal loan

For the roughly 212 residents of Meservey, the rules below are Iowa's own; each row carries its publisher and retrieval date.