Personal loans in Thackerville, OK
About 405 people live in Thackerville, placing it 335th of 590 Census places in Oklahoma. In Thackerville, one of 590 Census places in Oklahoma, the figure to compare across lenders is the APR, not the advertised rate.
The 2020 count to the 2023 estimate shows about 2.0% growth in Thackerville. Price two or three terms so you can see which payment is truly affordable in Thackerville. A single loan can carry different costs on either side of a state line, and Thackerville sits on the Oklahoma side of that line. The closest larger place is Gainesville, TX about 10 miles away.
Local context for Thackerville
The figures below are Thackerville's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: 405 — Thackerville ranks 335th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Up about 2.0% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 8 more people than the 2020 Census counted.
- Size percentile: with 405 residents, Thackerville is larger than about 43% of Oklahoma's Census places.
- Density: the Census land area of 2.2 sq mi holds about 181 people per square mile.
- By land area: Thackerville ranks 217th among Oklahoma's 590 places, at 2.2 sq mi.
- Water: Thackerville holds about 0.01 square miles, the 191st-largest water area in Oklahoma.
- Within Oklahoma: about 0.0% of the state's population lives in Thackerville.
- National rank: Thackerville is 14,051st of 19,457 places nationwide.
- Growth in Oklahoma: Thackerville stands 184th by percentage change from 2020 to 2023, among 590 places.
- Against the state trend: Thackerville's 2.0% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density in Oklahoma: Thackerville ranks 477th by people per square mile.
- Density vs Oklahoma: Thackerville's 181 people per square mile compare with a state median of 546.
- Location: latitude 33.7875, longitude -97.1392 (Census Gazetteer).
- Nearest larger cities: Gainesville (10 mi); Marietta (10 mi); Lindsay (11 mi); Whitesboro (16 mi); Muenster (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Callisburg (9 mi); Oak Ridge (11 mi); Leon (18 mi), each with its own Census population profile.
- Smaller neighbours: 18 places smaller than Thackerville sit within 50 miles.
- Larger places within 100 miles: 317.
The Thackerville borrowing checklist
For Thackerville's roughly 405 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Thackerville-specific: the same Oklahoma licensing and disclosure rules reach all 405 residents.
Oklahoma rules behind a Thackerville personal loan
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Thackerville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Thackerville against the rest of Oklahoma
Against Oklahoma's other places, Thackerville accounts for about 0.0% of the state's population and ranks 335th of 590 by size. Its 2020-to-2023 change ranks 184th of 590 Oklahoma places, putting it near the 69th percentile for growth. By density, at about 181 people per square mile, it ranks 477th in Oklahoma. Within 50 miles sit 18 smaller Census places, alongside the 77 that are larger.
How personal loans work in Thackerville
Most loans made to Thackerville's 405 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Thackerville's rank of 335th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Thackerville decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Thackerville
At roughly 181 people per square mile, Thackerville is lightly settled; 77 larger places lie within 50 miles. What is available to Thackerville's 405 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Gainesville, TX about 10 miles away.
Common questions
What are my options in Thackerville if my credit is poor?
What loan size can I expect in Thackerville?
Do I have to pledge anything to borrow in Thackerville?
Does comparing loans in Thackerville cost me credit score points?
Nearby places
- Gainesville, TX — population 18,107
- Marietta, OK — population 2,841
- Callisburg, TX — population 343
- Lindsay, TX — population 1,197
- Oak Ridge, TX — population 273
- Whitesboro, TX — population 4,181
- Muenster, TX — population 1,665
- Leon, OK — population 76