Personal loans in Marietta, OK
Population in Marietta climbed about 0.4% over the three years from 2020 to 2023. At about 2,841 residents, Marietta is larger than roughly 80% of the places in Oklahoma.
Marietta, Oklahoma — home to about 2,841 people — is a small community, so the terms you are offered follow Oklahoma law rather than any local rule. Work out your debt-to-income ratio first; lenders weigh it heavily, and Marietta's 2,841 residents are no exception. Lenders active in Marietta report to a Oklahoma supervisor, identified in the sourced rows below. The closest larger city is Ardmore, OK about 18 miles away.
What the Census records for Marietta
Marietta is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 2,841 people live here, which puts Marietta 118th of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: About 0.4% above the 2020 Census base.
- Net change: roughly 10 more people than the 2020 Census counted.
- Size percentile: about 80% of Oklahoma communities are smaller than Marietta (2,841 residents).
- Land and density: 2.6 square miles of land carry roughly 1,095 residents per square mile.
- By land area: Marietta ranks 201st among Oklahoma's 590 places, at 2.6 sq mi.
- Water area: Marietta has 0.01 square miles of water, ranking 197th of 590 places in Oklahoma.
- Share of state population: Marietta's 2,841 residents are about 0.1% of Oklahoma.
- National rank: Marietta is the 6,443rd most populous of the 19,457 Census places covered here.
- Growth rank: Marietta's 2020-to-2023 change ranks 311th of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Marietta moved 0.4%.
- Density rank: Marietta is the 82nd most densely settled place in Oklahoma.
- Against the state median: Marietta runs about 1,095 residents per square mile, where the Oklahoma median is 546.
- Location: 33.9362, -97.1247 (Census Gazetteer coordinates).
- Nearest larger cities: Ardmore (18 mi); Lone Grove (18 mi); Gainesville (21 mi); Madill (23 mi); Whitesboro (23 mi). Larger metros often have more branches, but online lenders reach Marietta on the same terms.
- Nearest smaller places: Thackerville (10 mi); Callisburg (18 mi); Leon (18 mi).
- Smaller neighbours: 56 places smaller than Marietta sit within 50 miles.
- Larger places within 100 miles: 163.
Where Marietta sits in Oklahoma
Marietta is the 118th-largest of 590 Census places in Oklahoma and contains about 0.1% of the state's people. For population change between 2020 and 2023, Marietta ranks 311th of 590 in Oklahoma (about the 47th percentile). Its roughly 1,095 residents per square mile place it 82nd among Oklahoma's places. By land area, its 2.6 square miles rank 201st of 590 places in Oklahoma.
Before you apply in Marietta
Before you hand your details to a lender in Marietta, where the population is near 2,841:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Oklahoma licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
In Marietta as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 2,841 residents.
Marietta on the map
Marietta's land area is about 2.6 square miles; a further 0.01 square miles is water. Spread across it are roughly 1,095 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 108 miles from Marietta. Within 50 miles of Marietta there are 22 larger Census places. The 100-mile radius contains 163 larger places.
What is available to Marietta borrowers
At roughly 1,095 people per square mile, Marietta is moderately settled; 22 larger places lie within 50 miles. A Oklahoma licence lets a lender serve Marietta without a local office, so branch density does not change what its 2,841 residents are offered. The nearest bigger place is Ardmore, OK about 18 miles away.
Which Oklahoma laws govern a loan in Marietta
Read the table as a lender's compliance picture for Marietta: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
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Nearby places
- Thackerville, OK — population 405
- Ardmore, OK — population 24,847
- Callisburg, TX — population 343
- Lone Grove, OK — population 5,190
- Dickson, OK — population 1,351
- Gainesville, TX — population 18,107
- Oak Ridge, TX — population 273
- Lindsay, TX — population 1,197