Personal loans in Tenstrike, MN
The first question in Tenstrike is not the rate on offer but whether the payment fits; about 181 people live here under Minnesota lending law. With an estimated 181 residents, Tenstrike is the 666th-largest of 853 places in Minnesota. The 2020 count to the 2023 estimate shows about 2.7% decline in Tenstrike. Judge Tenstrike offers on total cost, not on how quickly the money arrives. The closest larger place is Blackduck, MN about 8 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Tenstrike's 181 residents.
Local context for Tenstrike
Two layers matter for a Tenstrike borrower: the local population picture and Minnesota's consumer-lending statutes.
- Population: about 181, ranked 666th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: about 22% of Minnesota communities are smaller than Tenstrike (181 residents).
- Population density: about 55 people per square mile (Census land area 3.3 sq mi).
- Land area: Tenstrike covers 3.3 square miles, the 230th-largest area among Minnesota's 853 places.
- Water: Tenstrike holds about 1.20 square miles, the 73rd-largest water area in Minnesota.
- Share of Minnesota: Tenstrike holds about 0.0% of the state's population, some 181 people.
- National rank: Tenstrike sits 16,777th by population among the 19,457 places in this dataset.
- Growth rank: Tenstrike ranks 710th among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Tenstrike's 2.7% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Tenstrike is the 819th most densely settled place in Minnesota.
- Density vs Minnesota: Tenstrike's 55 people per square mile compare with a state median of 607.
- Location: latitude 47.6594, longitude -94.6839 (Census Gazetteer).
- Nearest larger cities: Blackduck (8 mi); Bemidji (15 mi); Wilton (18 mi); Cass Lake (20 mi); Kelliher (23 mi). Larger metros often have more branches, but online lenders reach Tenstrike on the same terms.
- Smaller places nearby: Turtle River (6 mi); Funkley (15 mi); Solway (23 mi).
- Smaller neighbours: 16 places smaller than Tenstrike sit within 50 miles.
- Within 100 miles: 105 places are larger than Tenstrike.
Minnesota rules behind a Tenstrike personal loan
Read the table as a lender's compliance picture for Tenstrike: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Tenstrike against the rest of Minnesota
Set beside Minnesota's 853 places, Tenstrike ranks 666th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Tenstrike ranks 710th of 853 in Minnesota (about the 17th percentile). By density, at about 55 people per square mile, it ranks 819th in Minnesota. The population moved by about 5 people between 2020 and 2023, a 2.7% shift.
Inside a Tenstrike personal loan
A Tenstrike personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 181 residents. Two numbers drive a Tenstrike loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Tenstrike loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Tenstrike
The Census Gazetteer records 3.3 square miles of land and 1.20 square miles of water within Tenstrike. Spread across it are roughly 55 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 198 miles away. Counting outward 50 miles, 13 larger communities surround Tenstrike. The 100-mile radius contains 105 larger places.
Lender access in Tenstrike
At roughly 55 people per square mile, Tenstrike is sparsely settled; 13 larger places lie within 50 miles. Lenders licensed in Minnesota reach Tenstrike's 181 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Blackduck, MN about 8 miles away.
Common questions
What are my options in Tenstrike if my credit is poor?
What loan size can I expect in Tenstrike?
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Does comparing loans in Tenstrike cost me credit score points?
Nearby places
- Turtle River, MN — population 83
- Blackduck, MN — population 818
- Bemidji, MN — population 15,743
- Funkley, MN — population 12
- Cass Lake, MN — population 686
- Wilton, MN — population 266
- Kelliher, MN — population 250
- Laporte, MN — population 141