Personal loans in Cass Lake, MN

Cass Lake added about 1.0% to its population between the 2020 base and the 2023 estimate. Pull your credit reports and line up at least three offers before you apply from Cass Lake. Which products a lender may offer to Cass Lake's 686 residents follows from the Minnesota consumer-lending framework. The nearest larger metro is Bemidji, MN about 15 miles away.

Where Cass Lake stands

Cass Lake is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 686 people, a figure that places Cass Lake 425th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 1.0% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
• Size percentile: Cass Lake sits ahead of around 50% of Minnesota places, at 686 people.
• Land and density: 1.1 square miles of land carry roughly 629 residents per square mile.
• By land area: Cass Lake ranks 474th among Minnesota's 853 places, at 1.1 sq mi.
• Share of state population: Cass Lake's 686 residents are about 0.0% of Minnesota.
• Nationally: Cass Lake is the 11,871st-largest of 19,457 Census places in the dataset.
• Growth rank: Cass Lake ranks 238th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Cass Lake moved 1.0%.
• Density rank: Cass Lake is the 418th most densely settled place in Minnesota.
• Density vs Minnesota: Cass Lake's 629 people per square mile compare with a state median of 607.
• Location: coordinates 47.3797, -94.5994 (US Census Bureau Gazetteer).
• Nearest larger cities: Bemidji (15 mi); Walker (20 mi); Blackduck (24 mi); Deer River (38 mi); Park Rapids (39 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Laporte (14 mi); Turtle River (16 mi); Bena (19 mi), each with its own Census population profile.
• Smaller places within 50 miles: 28 of them.
• At 100 miles: 62 larger Census places fall inside that radius.

The geography behind Cass Lake

Inside Cass Lake's boundaries lie about 1.1 square miles of land, with no significant water area recorded. With 686 residents, the land area yields roughly 629 people per square mile. Minneapolis, the largest place in Minnesota, is about 179 miles from Cass Lake. Within 50 miles of Cass Lake there are 9 larger Census places. By land area it ranks 474th of 853 Minnesota places.

A practical checklist for Cass Lake borrowers

These steps shape the offer you get in Cass Lake, a place of about 686 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Cass Lake as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 686 residents.

Minnesota rules behind a Cass Lake personal loan

Read the table as a lender's compliance picture for Cass Lake: the rule, the sourced figure, the publisher and the date.

What is available to Cass Lake borrowers

At roughly 629 people per square mile, Cass Lake is moderately settled; 9 larger places lie within 50 miles. Distance to a branch rarely matters for Cass Lake's 686 residents: the application is online and the price follows your credit file. The nearest larger city, Bemidji, MN about 15 miles away.

What shapes a Cass Lake personal loan

In Cass Lake, a small community of about 686, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Cass Lake's 686 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Cass Lake loan but raises total interest, so the smallest payment is not the cheapest loan.