Personal loans in Tenaha, TX

The 2020 count to the 2023 estimate shows about 2.4% growth in Tenaha. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Tenaha loan. A larger market lies at Center, TX about 11 miles away. State law, not city hall, decides what a lender may do to Tenaha's roughly 1,012 residents, and a state regulator supervises it.

What the Census records for Tenaha

Two layers matter for a Tenaha borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 1,012 people, a figure that places Tenaha 793rd among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 2.4% across the 2020-to-2023 comparison.
• People gained or lost: about 24 more since the 2020 base.
• Size percentile: bigger than about 35% of the places in Texas, with 1,012 residents in Tenaha.
• Land and density: 3.7 square miles of land carry roughly 270 residents per square mile.
• Land area: Tenaha covers 3.7 square miles, the 459th-largest area among Texas's 1,224 places.
• Water area rank: Tenaha ranks 469th among Texas's 1,224 places, with 0.02 sq mi.
• Share of state population: Tenaha's 1,012 residents are about 0.0% of Texas.
• National rank: Tenaha sits 10,152nd by population among the 19,457 places in this dataset.
• Growth in Texas: Tenaha stands 611th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Tenaha's 2.4% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Tenaha places 1,060th among Texas's places by people per square mile.
• Density vs Texas: Tenaha's 270 people per square mile compare with a state median of 840.
• Location: mapped by the US Census Bureau at 31.9437, -94.2457.
• Nearest larger cities: Center (11 mi); Logansport (15 mi); Carthage (15 mi); San Augustine (30 mi); Tatum (30 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Gary City (9 mi); Timpson (9 mi); Joaquin (12 mi).
• Within a 50-mile radius: 24 smaller Census places.
• At 100 miles: 93 larger Census places fall inside that radius.

Where Tenaha sits in Texas

Within Texas, Tenaha holds roughly 0.0% of all residents, the 793rd-largest share among 1,224 places. Its 2020-to-2023 change ranks 611th of 1,224 Texas places, putting it near the 50th percentile for growth. By density, at about 270 people per square mile, it ranks 1,060th in Texas. In land area, Tenaha ranks 459th among Texas's 1,224 places.

How Texas law applies in Tenaha

Below are the Texas rules that apply to a loan made in Tenaha, each with the regulator that issued it.

The geography behind Tenaha

Tenaha covers about 3.7 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 270 people per square mile. The state's population centre of gravity, Houston, is roughly 164 miles away. A 50-mile radius around Tenaha takes in 20 places that are larger. Within the same 50 miles lie 24 smaller Census places.

Steps to take before a Tenaha loan

These steps shape the offer you get in Tenaha, a place of about 1,012 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Texas licence with the regulator named above before committing.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Tenaha as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,012 residents.

How a Tenaha personal loan is priced

With roughly 1,012 residents, Tenaha is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Tenaha can be quoted different APRs on the same amount and term. The term you choose in Tenaha decides the split between a comfortable payment and the total interest you pay.