Personal loans in Gary City, TX

Use the calculator on this page to price an amount and term before you commit in Gary City. Gary City added about 0.9% to its population between the 2020 base and the 2023 estimate. For the 338 people in Gary City, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Timpson, TX about 9 miles away.

Gary City by the numbers

Set out below is Gary City's local context next to the state-level rules that reach every lender here.

• Population: an estimated 338 residents, 1,071st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 0.9% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: about 12% of Texas's Census places are smaller than Gary City.
• Density: the Census land area of 1.9 sq mi holds about 178 people per square mile.
• By land area: Gary City ranks 744th among Texas's 1,224 places, at 1.9 sq mi.
• State population share: Gary City accounts for about 0.0% of everyone in Texas.
• National standing: Gary City ranks 14,705th of 19,457 US places.
• Growth rank: Gary City's 2020-to-2023 change ranks 764th of 1,224 places in Texas.
• Against the state trend: Gary City's 0.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Gary City places 1,133rd among Texas's places by people per square mile.
• Density vs Texas: Gary City's 178 people per square mile compare with a state median of 840.
• Location: mapped by the US Census Bureau at 32.0277, -94.3679.
• Nearest larger cities: Timpson (9 mi); Carthage (9 mi); Tenaha (9 mi); Garrison (16 mi); Beckville (16 mi). Online lenders reach Gary City no matter how far the nearest branch is.
• Nearest smaller places: Longstreet (25 mi); Stanley (28 mi); Keachi (28 mi).
• Smaller neighbours: 9 places smaller than Gary City sit within 50 miles.
• At 100 miles: 171 larger Census places fall inside that radius.

Land, water and location for Gary City

The Census Gazetteer records about 1.9 square miles of land within Gary City, with no significant water area listed. Spread across it are roughly 178 residents per square mile. The state's population centre of gravity, Houston, is roughly 166 miles away. A 50-mile radius around Gary City takes in 44 places that are larger. Within the same 50 miles lie 9 smaller Census places.

Getting a loan in Gary City

At roughly 178 people per square mile, Gary City is lightly settled; 44 larger places lie within 50 miles. What is available to Gary City's 338 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Timpson, TX about 9 miles away.

Gary City in state context

Against Texas's other places, Gary City accounts for about 0.0% of the state's population and ranks 1,071st of 1,224 by size. On the 2020-to-2023 trend, Gary City stands 764th among Texas's 1,224 places — roughly the 38th percentile. Its roughly 178 residents per square mile place it 1,133rd among Texas's places. Between 2020 and 2023 the count changed by roughly 3 residents.

Inside a Gary City personal loan

With roughly 338 residents, Gary City is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Gary City's 338 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Gary City loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Texas law requires in Gary City

This table holds the Texas rate and licensing rules for consumer loans made to Gary City's 338 residents.