Personal loans in Tarrytown, GA
The roughly 65 people who live in Tarrytown borrow under Georgia rules; city hall sets no personal-loan rate. At about 65 residents, Tarrytown is larger than roughly 1% of the places in Georgia.
Judge Tarrytown offers on total cost, not on how quickly the money arrives. Census figures put the 2020-to-2023 increase in Tarrytown at about 1.6%. Rate ceilings, licensing requirements and product limits for Tarrytown are all set at the Georgia level. A larger market lies at Soperton, GA about 5 miles away.
What the Census records for Tarrytown
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: about 65 people live here, which puts Tarrytown 532nd of 536 Census places in Georgia (Vintage 2023).
- Population trend: About 1.6% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: Tarrytown sits ahead of around 1% of Georgia places, at 65 people.
- Population density: about 76 people per square mile (Census land area 0.9 sq mi).
- Land area: Tarrytown covers 0.9 square miles, the 469th-largest area among Georgia's 536 places.
- Share of state population: Tarrytown's 65 residents are about 0.0% of Georgia.
- National rank: Tarrytown is 18,751st of 19,457 places nationwide.
- Growth rank: Tarrytown's 2020-to-2023 change ranks 257th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Tarrytown's 1.6%.
- Density rank: Tarrytown is the 519th most densely settled place in Georgia.
- Density in context: Tarrytown's 76 people per square mile sit against a Georgia median of 536.
- Location: it lies at 32.3190, -82.5599 in the Census Gazetteer.
- Nearest larger cities: Soperton (5 mi); Higgston (9 mi); Ailey (9 mi); Mount Vernon (9 mi); Glenwood (12 mi). Online lenders reach Tarrytown no matter how far the nearest branch is.
- Smaller communities close by: Manassas (33 mi); Edge Hill (58 mi); Dooling (80 mi), each with its own Census population profile.
- Within a 50-mile radius: 1 smaller Census places.
- Within 100 miles: 233 places are larger than Tarrytown.
What shapes a Tarrytown personal loan
Tarrytown is a small community of about 65 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Tarrytown's 65 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Tarrytown loan but raises total interest, so the smallest payment is not the cheapest loan.
What Georgia law requires in Tarrytown
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Tarrytown lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
How Tarrytown compares across Georgia
Among Georgia's 536 places, Tarrytown sits at 532nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 257th of 536 Georgia places, putting it near the 52th percentile for growth. Its roughly 76 residents per square mile place it 519th among Georgia's places. Between 2020 and 2023 the count changed by roughly 1 residents.
The Tarrytown borrowing checklist
Before you hand your details to a lender in Tarrytown, where the population is near 65:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Georgia regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Tarrytown-specific: the same Georgia licensing and disclosure rules reach all 65 residents.
What is available to Tarrytown borrowers
With about 76 residents per square mile, Tarrytown is sparsely settled, and 73 larger Census places sit within 50 miles. What is available to Tarrytown's 65 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Soperton, GA about 5 miles away.
Common questions
What are my options in Tarrytown if my credit is poor?
What loan size can I expect in Tarrytown?
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Does comparing loans in Tarrytown cost me credit score points?
Nearby places
- Soperton, GA — population 2,899
- Ailey, GA — population 528
- Mount Vernon, GA — population 1,975
- Higgston, GA — population 316
- Glenwood, GA — population 819
- Vidalia, GA — population 10,741
- Adrian, GA — population 565
- Oak Park, GA — population 510